828 Roca St, Ashland, OR 97520 Property Records

Jackson County property record for 828 Roca St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 1994
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$775,000 (May 2025)
Tax Bill	$6,047 (2025)
Deeds & Mortgages	Apr 2022 Sale Nov 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`391E15BC1209`

Property Details

APN / Parcel Number

Primary APN	`391E15BC1209`
Alternative APNs	`391E15BC01209` `10825858`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,740 sqft
2nd Floor Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	828 ROCA ST
City	ASHLAND
State	OR
Zip	97520-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Range	01E
Legal Township	39S
Legal Section	15
Legal Quarter	2
Legal Subdivision	ROCA CANYON SUBDIVISION
Legal Block	2
Legal Lot Number	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2016
Census Tract	1900

Owner

828 Roca St is owner-occupied and held in a trust since May 2025.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	828 ROCA ST, ASHLAND, OR 97520-3318
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer FIRST AMERICAN
Nov 24, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 4, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF COMMERCE
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Apr 21, 2022 · Amount on File
Deed Document Number	20259576
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0000026475
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 21, 2022
Property Address	828 ROCA ST, ASHLAND, OR 97520-3318
Document Number	0000013163
Map Reference	VOL 17 PG 37
Instrument Date	Apr 1, 2022
Instrument	2022-013163
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15516 ARTESIAN RIDGE RD, SAN DIEGO, CA 92127-5731

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	828 ROCA ST, ASHLAND, OR 97520-3318
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039809
Date	Nov 24, 2017
Instrument	2017-039809

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	828 ROCA ST, ASHLAND, OR 97520-3318
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000341
Date	Jan 4, 2019
Instrument	2019-000341

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	828 ROCA ST, ASHLAND, OR 97520-3318
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038740
Date	Oct 19, 2020
Instrument	2020-038740

Lender

Name	PEOPLES BANK OF COMMERCE
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 24, 2017
Property Address	828 ROCA ST, ASHLAND, OR 97520-3318
Document Number	0000029163
Map Reference	VOL17 PG37
Instrument Date	Aug 4, 2017
Instrument	2017-029163
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 ROCA ST, ASHLAND, OR 97520-3318

Mortgage

Document Number	0000029164
Date	Aug 24, 2017
Instrument	2017-029164

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 828 Roca St was $6,047, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,330 (+3%)	$746,920 (+0.22%) Land $225,720 Building $521,200
2025	$6,047.00 (+2.15%)	$381,880 (+3%) Land $157,660 Building $224,220	$745,270 (-1.7%) Land $235,950 Building $509,320
2024	$5,920.00 (+3.37%)	$370,760 (+3%) Land $153,070 Building $217,690	$758,160 (+0.53%) Land $216,150 Building $542,010
2023	$5,727.00 (+3.3%)	$359,970 (+3%) Land $148,610 Building $211,360	$754,200 (+17.05%) Land $307,280 Building $446,920
2022	$5,544.00	$349,490 Land $144,280 Building $205,210	$644,330 Land $342,350 Building $301,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 828 Roca St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 Roca St is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · lower than 60% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink.

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