839 Roca St, Ashland, OR 97520 Property Records

Jackson County property record for 839 Roca St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,813 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Trust Names on File
Last Sale	$625,000 (Jan 2025)
Tax Bill	$6,383 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E15BC2201`

Property Details

APN / Parcel Number

Primary APN	`391E15BC2201`
Alternative APNs	`391E15BC02201` `10090018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,813 sqft Living Area
Gross Area	2,965 sqft
1st Floor Area	1,813 sqft
Basement Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)
Garage Area	1,000 sqft
Deck Area	458 sqft
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	839 ROCA ST
City	ASHLAND
State	OR
Zip	97520-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Range	01E
Legal Township	39S
Legal Section	15
Legal Quarter	2
Legal Block	3
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3033
Census Tract	2200

Owner

839 Roca St is owner-occupied and held in a trust since January 2025.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	839 ROCA ST, ASHLAND, OR 97520-3317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jun 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2025 · Amount on File
Deed Sale	Jan 10, 2025 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	2025543
Prior Transfer Date	Apr 12, 2018
Prior Transfer Doc	0000011659
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Apr 20, 2026
Property Address	839 ROCA ST, ASHLAND, OR 97520-3317
Document Number	0000008266
Instrument Date	Apr 13, 2026
Instrument	20268266
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	839 ROCA ST, ASHLAND, OR 97520-3317

Mortgage

Document Number	0000008266,
Date	Apr 20, 2026
Instrument	20268266

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jun 24, 2026
Property Address	839 ROCA ST, ASHLAND, OR 97520-3317
Document Number	0000013580
Instrument Date	Apr 2, 2026
Instrument	202613580
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	839 ROCA ST, ASHLAND, OR 97520-3317

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 12, 2019
Property Address	839 ROCA ST, ASHLAND, OR 97520-3317
Document Number	0000009741
Instrument Date	Apr 5, 2019
Instrument	2019-009741
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	839 ROCA ST, ASHLAND, OR 97520-3317

Mortgage

Document Number	0000009742
Date	Apr 12, 2019
Instrument	2019-009742

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 839 Roca St was $6,383, up 2.2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,140 (+3%)	$644,490 (-2.58%) Land $242,820 Building $401,670
2025	$6,383.00 (+2.16%)	$403,050 (+3%) Land $185,250 Building $217,800	$661,530 (+3.07%) Land $254,400 Building $407,130
2024	$6,248.00 (+3.36%)	$391,320 (+3%) Land $179,860 Building $211,460	$641,830 (-0.79%) Land $232,800 Building $409,030
2023	$6,045.00 (+3.32%)	$379,930 (+3%) Land $174,630 Building $205,300	$646,950 (-6.78%) Land $362,040 Building $284,910
2022	$5,851.00	$368,870 Land $169,550 Building $199,320	$693,990 Land $396,570 Building $297,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 839 Roca St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Winter Storms, Land And Mudslides, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 839 Roca St is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · lower than 60% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink.

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