875 Gilcrest Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 875 Gilcrest Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1960
Lot Size	0.171 acres (7,492 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0063-0167-00`

Property Details

APN / Parcel Number

Primary APN	`540-0063-0167-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft
Finished Basement	190 sqft

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	875 GILCREST LN
City	CINCINNATI
State	OH
Zip	45238-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILCREST LE 50 X 150 LOT 29 SUNDALE ACRES SUB
Legal Subdivision	SUNDALE ACRES SUB
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3000
Census Tract	21303

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	875 GILCREST LN, CINCINNATI, OH 45238-4722
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Apr 15, 1998 · Amount on Record
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	875 GILCREST LN, CINCINNATI, OH 45238-4722
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 GILCREST LN, CINCINNATI, OH 45238-4722

Mortgage

Document Number	0000058626
Date	Aug 21, 2023
Book Page	14983/275
Instrument	2023-0058626

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	875 GILCREST LN, CINCINNATI, OH 45238-4722
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002258
Date	Jan 9, 2017
Instrument	17-0002258

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	875 GILCREST LN, CINCINNATI, OH 45238-4722
Document Number	0000050793
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	875 GILEREST LN CINCINNATI OH 45238, CINCINNATI, OH 45238

Mortgage

Document Number	0000050793
Date	Jun 1, 2020
Book Page	014179/000090
Instrument	50793

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 31, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00 (+2.42%)	$53,277 (-) Land $8,400 Building $44,877
2024	$3,098.00 (-0.26%)	$53,277 (-) Land $8,400 Building $44,877
2023	$3,106.00 (+18.1%)	$53,277 (+32.86%) Land $8,400 Building $44,877	$152,220 (+32.86%) Land $24,000 Building $128,220
2022	$2,630.00 Homeowner's exemption	$40,100 Land $6,496 Building $33,604
2020			$114,570 Land $18,560 Building $96,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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