864 Gilcrest Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 864 Gilcrest Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1960
Lot Size	0.214 acres (9,365 sqft)
Owner	Owner Name on Record
Last Sale	$97,500 (Mar 2010)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0063-0158-00`

Property Details

APN / Parcel Number

Primary APN	`540-0063-0158-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	187 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	864 GILCREST LN
City	CINCINNATI
State	OH
Zip	45238-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILCREST LN 50 X 187.69 IRR LOT 20 SUNDALE ACS SUB
Legal Subdivision	SUNDALE ACS SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3000
Census Tract	21303

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	864 GILCREST LN, CINCINNATI, OH 45238-4722
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2010 · Amount on Record
Deed Sale	Mar 22, 2010 · Amount on Record
Deed Document Number	205200
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	864 GILCREST LN, CINCINNATI, OH 45238-4722
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025588
Date	Mar 9, 2022
Book Page	14620/2706
Instrument	2022-0025588

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	864 GILCREST LN, CINCINNATI, OH 45238-4722
Document Number	0000085937
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 GILCREST LN CINCINNATI OH 452384722, CINCINNATI, OH 45238-4722

Mortgage

Document Number	0000085937
Date	Sep 26, 2018
Book Page	013761/001856
Instrument	85937

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+2.49%)	$45,567 (-) Land $9,156 Building $36,411
2024	$2,648.00 (-0.3%)	$45,567 (-) Land $9,156 Building $36,411
2023	$2,656.00 (+18.57%)	$45,567 (+33.4%) Land $9,156 Building $36,411	$130,190 (+33.41%) Land $26,160 Building $104,030
2022	$2,240.00 Homeowner's exemption	$34,157 Land $7,081 Building $27,076
2020			$97,590 Land $20,230 Building $77,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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