1. Home
  2. California
  3. San Diego County
  4. Encinitas
  5. Neptune Ave

872 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 872 Neptune Ave, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,176 sqft · built 1964
Lot Size0.172 acres (7,496 sqft)
OwnerCompany Name on File
Last Sale$620,000 (Apr 1999)
Tax Bill$11,046 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN254-311-06-00

Property Details

APN / Parcel Number

Primary APN254-311-06-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,176 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area7,496 sqft (0.172 acres)
View / LotOcean

Location & Zoning

Street Address872 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-2062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK D POR BLK B&POR TR 001859
Legal SubdivisionSOUTH COAST PARK
Legal Tract001859
Legal BlockD,B
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17702

Owner

Source: San Diego County records · APN 254-311-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address872 NEPTUNE AVE, ENCINITAS, CA 92024-2062
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2017Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Aug 22, 2020Deed of Trust, Mortgage
FRONTWAVE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 1999 · Amount on Record
Deed SaleApr 02, 1999 · Amount on Record
Prior SaleMay 20, 1998 · Amount on Record
Deed Document Number1999221848
Last Transfer DateMar 22, 2013
Transfer Doc0000223635
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address872 NEPTUNE AVE, ENCINITAS, CA 92024-2062
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000333604
DateJul 25, 2017
Instrument2017-0333604
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressENCINITAS, CA 92024
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 20, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
IndexPrime Rate
Max Rate17.2%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address872 NEPTUNE AVE, ENCINITAS, CA 92024-2062
Document Number0000499740
Instrument DateAug 22, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address872 NEPTUNE AVE ENCINITAS CA 920242062, ENCINITAS, CA 92024-2062

Mortgage

Document Number0000499740
DateAug 31, 2020
Instrument499740
Lender
NameFRONTWAVE CU
AddressSANTA ANA, CA 92707
Agreement
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$991,404 (+2%) Land $639,621 Building $351,783
2025$11,046.00 (+7.03%) Homeowner's exemption$971,966 (+4.04%) Land $627,080 Building $344,886
2023$10,320.00 (+2.36%) Homeowner's exemption$934,226 Land $602,731 Building $331,495
2022$10,082.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1993–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storm And Flooding
Claims By Storm
  • Severe Storm And Flooding, Jan 2024 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 559 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ting FiberFiber2,000 / 2,000
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Neptune Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures