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876 Neptune Ave, #78, Encinitas, CA 92024 Property Records

San Diego County property record for 876 Neptune Ave, #78, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 1,974 sqft · built 1961
Lot Size0.156 acres (6,810 sqft)
OwnerCompany Name on File
Last Sale$789,000 (Feb 2000)
Tax Bill$14,338 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN254-311-07-00

Property Details

APN / Parcel Number

Primary APN254-311-07-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,974 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleDuplex Single
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,810 sqft (0.156 acres)
View / LotOcean
Garage TypeOpen

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Street Address876 NEPTUNE AVE, 78
CityENCINITAS
StateCA
Zip92024-2062
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionBLK D POR BLK B&POR TR 001859
Legal SubdivisionSOUTH COAST PARK
Legal Tract001859
Legal BlockD,B
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17702

Owner

Source: San Diego County records · APN 254-311-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address878 NEPTUNE AVE, ENCINITAS, CA 92024-2062
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2000 · Amount on Record
Deed SaleFeb 15, 2000 · Amount on Record
Prior SaleJun 10, 1997 · Amount on Record
Deed Document Number200079283
Last Transfer DateNov 24, 2015
Transfer Doc0000617449
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address876 NEPTUNE AVE # 78, 78, ENCINITAS, CA 92024-2062
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address876 NEPTUNE AVE 878, 878, ENCINITAS, CA 92024-2062

Mortgage

Document Number0000504612
DateJul 14, 2021
Instrument2021-0504612
Lender
NameVACALOANS HOLDINGS LLC
TypeNon-Lending Institution
AddressLA JOLLA, CA 92037
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,236,907 (+2%) Land $940,623 Building $296,284
2025$14,338.00 (+7.5%)$1,212,655 (+4.04%) Land $922,180 Building $290,475
2023$13,338.00 (+2.54%)$1,165,569 Land $886,372 Building $279,197
2022$13,007.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1993–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storm And Flooding
Claims By Storm
  • Severe Storm And Flooding, Jan 2024 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 559 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ting FiberFiber2,000 / 2,000
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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