San Diego County property record for 858 Neptune Ave, #60, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4.5 ba · 2,798 sqft · built 1985 |
| Lot Size | 0.268 acres (11,671 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,550,000 (Oct 2018) |
| Tax Bill | $31,887 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-311-05-00 |
| Primary APN | 254-311-05-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Building Area | 2,798 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Duplex Single |
| Lot Area | 11,671 sqft (0.268 acres) |
| View / Lot | Ocean |
| Street Address | 858 NEPTUNE AVE, 60 |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2062 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BLK D PAR PER ROS 10525 IN BLK B&IN TR 001859 |
| Legal Subdivision | SOUTH COAST PARK |
| Legal Tract | 001859 |
| Legal Block | D,B |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17702 |
Source: San Diego County records · APN 254-311-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3030 CORTE BALDRE, CARLSBAD, CA 92009-6960 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 22, 2018 | Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on Record |
| Deed Sale | Oct 22, 2018 · Amount on Record |
| Prior Sale | Aug 27, 1993 |
| Deed Document Number | 2018439620 |
| Prior Transfer Date | Nov 09, 2016 |
| Prior Transfer Doc | 0000672207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 858 NEPTUNE AVE # 60, 60, ENCINITAS, CA 92024-2062 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 858-860 NEPTUNE AVE, 860, ENCINITAS, CA 92024-2062 |
| Document Number | 0000289285 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-0289285 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.45% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.4% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 22, 2018 |
| Property Address | 858 NEPTUNE AVE # 60, 60, ENCINITAS, CA 92024-2062 |
| Document Number | 0000439620 |
| Map Reference | MAP 1859 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 2018-0439620 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRSTAMERICAN TITLE INSURANC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3030 CORTE BALDRE, CARLSBAD, CA 92009-6960 |
| Document Number | 0000439621 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 2018-0439621 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Nov 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,901,458 (+2%) Land $2,617,005 Building $284,453 | |
| 2025 | $31,887.00 (+6.72%) | $2,844,568 (+4.04%) Land $2,565,692 Building $278,876 |
| 2023 | $29,879.00 (+2.25%) | $2,734,112 Land $2,466,064 Building $268,048 |
| 2022 | $29,222.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1993–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storm And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 559 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ting Fiber | Fiber | 2,000 / 2,000 |
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures