St. Johns County property record for 870 Summer Bay Dr, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,227 sqft · built 2002 |
| Lot Size | 0.76 acres (33,105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $463,000 (Aug 2017) |
| Tax Bill | $8,638 (2025) |
| Deeds & Mortgages | Aug 2017 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 162692-0120 |
| Primary APN | 162692-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| Gross Area | 3,244 sqft |
| 1st Floor Area | 2,227 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,105 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 771 sqft |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 870 SUMMER BAY DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 30/78-80 MARSH CREEK UNIT 11 LOT 12 OR4423/1884 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | MARSH CREEK UNIT 11 |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Legal Unit | 11 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21408 |
870 Summer Bay Dr is owned by two individuals who bought it in August 2017.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1094 PALISADES RD, BRANT LAKE, NY 12815-2505 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2017 · Amount on File |
| Deed Sale | Aug 21, 2017 · Amount on File |
| Prior Sale | Jan 18, 2000 · Amount on File |
| Deed Document Number | 201757724 |
| Deed Book / Page | 4423 / 1884 |
| Prior Transfer Date | Aug 14, 2017 |
| Prior Transfer Doc | 0000057724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 21, 2017 |
| Property Address | 870 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118 |
| Document Number | 0044231884 |
| Book / Page | 004423 / 001884 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 57724 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 25, 2017 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,241.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 870 SUMMER BAY DR ST AUGUSTINE FL 320806118, ST AUGUSTINE, FL 32080-6118 |
The 2025 property tax bill for 870 Summer Bay Dr was $8,638, up 14.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $612,716 (-2.1%) Land $185,000 Building $427,716 | $612,716 (-2.1%) Land $185,000 Building $427,716 | |
| 2025 | $8,638.00 (+14.84%) | $625,887 (+1.65%) | $625,887 (+1.65%) Land $185,000 Building $440,887 |
| 2024 | $7,522.00 (+3.44%) | $615,708 (-0.72%) | $615,708 (-0.72%) Land $215,000 Building $400,708 |
| 2023 | $7,272.00 (+7.11%) | $620,187 (+5.98%) | $620,187 (+5.98%) Land $215,000 Building $405,187 |
| 2022 | $6,789.00 | $585,165 | $585,165 Land $212,800 Building $372,365 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 870 Summer Bay Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 334 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 662 units insured incl. 328 condo units |
| Nearby Flood Claims | 9 (2016–2022) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 870 Summer Bay Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures