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862 Summer Bay Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 862 Summer Bay Dr, Saint Augustine, FL 32080 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,283 sqft Living Area
Lot Size9,147 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2020)
Tax Bill$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN162692-0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,283 sqft Living Area
Gross Area3,244 sqft Gross Area
1st Floor2,283 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,147 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area582 sqft Garage
Patio Area306 sqft Patio
Porch Area741 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address862 SUMMER BAY DR
CitySAINT AUGUSTINE
StateFL
Zip32080-6118
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description30/78-80 MARSH CREEK UNIT 11 LOT 10 OR4934/880 & 5004/881 & 5107/253 & 5183/64
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionMARSH CREEK UNIT 11
Legal Block4
Legal Lot Number10
Legal Unit11
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4007
Census Tract21408

Owner

Source: St. Johns County records · APN 162692-0100

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address862 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Feb 18, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 31, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 01, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2020 · Amount on Record
Deed SaleMay 01, 2020 · Amount on Record
Deed Doc Number202033670
Deed Book / Page4934 / 880
Last Transfer DateFeb 04, 2021
Transfer Doc0051830064
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address862 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118

Mortgage

Document Number0051501033
DateJan 13, 2021
Book Page5150/1033
Instrument2021004382
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 18, 2021
Property Address862 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Document Number0051830064
Book / Page5183 / 64
Map ReferenceMB 30 PG 78-80
Instrument DateFeb 04, 2021
Instrument2021018260
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateNov 24, 2020
Property Address862 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Document Number0051070253
Book / Page005107 / 000253
Instrument DateNov 18, 2020
Instrument106724
Transaction TypeTransfer
Record UpdatedDec 03, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address862 SUMMER BAY DR ST AUGUSTINE FL 320806118, ST AUGUSTINE, FL 32080-6118

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJul 31, 2020
Property Address862 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Document Number0050040881
Book / Page005004 / 000881
Instrument DateJul 28, 2020
Instrument62776
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address862 SUMMER BAY DR ST AUGUSTINE FL 320806118, ST AUGUSTINE, FL 32080-6118

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 01, 2020
Property Address862 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Document Number0049340880
Book / Page4934 / 880
Map ReferenceMB 30 PG 78-80
Instrument DateApr 30, 2020
Instrument2020033670
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyPARADISE TTL OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address205 TOWERVIEW DR UNIT 4112, 205, SAINT AUGUSTINE, FL 32092-3632

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118

Mortgage

Document Number49340882
DateMay 01, 2020
Instrument4934/0882
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$371,815 (+2.7%)$578,544 (-1.98%) Land $185,000 Building $393,544
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$362,040 (+2.9%)$590,254 (+1.16%) Land $185,000 Building $405,254
2024$254.00 Disabled Person's exemption Veteran's exemption$351,837 (+3%)$583,464 (-1.48%) Land $215,000 Building $368,464
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$341,589 (+3%)$592,205 (+5.6%) Land $215,000 Building $377,205
2022$236.00 Disabled Person's exemption Veteran's exemption$331,640$560,774 Land $212,800 Building $347,974

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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