St. Johns County property record for 846 Summer Bay Dr, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,395 sqft · built 2001 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,919 (2025) |
| Deeds & Mortgages | Dec 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 162692-0060 |
| Primary APN | 162692-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,395 sqft Living Area |
| Gross Area | 3,244 sqft |
| 1st Floor Area | 2,395 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 569 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 390 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 413 sqft |
| Deck Area | Deck Area |
| Patio Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 846 SUMMER BAY DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 30/78-80 MARSH CREEK UNIT 11 LOT 6 OR3412/1605 &3494/1656(L/E) & 4483/142(T/R) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | MARSH CREEK UNIT 11 |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Legal Unit | 11 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21408 |
846 Summer Bay Dr is owned and occupied by two individuals who acquired it in December 2017.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 846 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 26, 2017 |
| Transfer Doc | 0044830142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 28, 2017 |
| Property Address | 846 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118 |
| Document Number | 0044830142 |
| Book / Page | 004483 / 000142 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 87719 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 846 SUMMER BAY DR ST AUGUSTINE FL 320806118, ST AUGUSTINE, FL 32080-6118 |
The 2025 property tax bill for 846 Summer Bay Dr was $4,919 with a homeowner's exemption, up 12.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,047 (+2.7%) | $629,150 (-2.47%) Land $185,000 Building $444,150 | |
| 2025 | $4,919.00 (+12.23%) Homeowner's exemption | $377,845 (+2.9%) | $645,084 (-0.47%) Land $185,000 Building $460,084 |
| 2024 | $4,383.00 (+1.98%) Homeowner's exemption | $367,196 (+3%) | $648,155 (+5.04%) Land $215,000 Building $433,155 |
| 2023 | $4,298.00 (+2.82%) Homeowner's exemption | $356,501 (+3%) | $617,067 (+7.46%) Land $215,000 Building $402,067 |
| 2022 | $4,180.00 Homeowner's exemption | $346,117 | $574,203 Land $212,800 Building $361,403 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 846 Summer Bay Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 334 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 662 units insured incl. 328 condo units |
| Nearby Flood Claims | 9 (2016–2022) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 846 Summer Bay Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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