834 Summer Bay Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 834 Summer Bay Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,334 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Aug 2023 Transfer Sep 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`162692-0030`

Property Details

APN / Parcel Number

Primary APN	`162692-0030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,334 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	2,334 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	834 SUMMER BAY DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	30/78-80 MARSH CREEK UNIT 11 LOT 3 OR1389/947 & 5810/1506(L/E)
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	MARSH CREEK UNIT 11
Legal Block	4
Legal Lot Number	3
Legal Unit	11
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4007
Census Tract	21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	834 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 15, 2023
Transfer Doc	0058101506
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Aug 16, 2023
Property Address	834 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Document Number	0058101506
Book / Page	5810 / 1506
Map Reference	MB 30 PG 78-80
Instrument Date	Aug 15, 2023
Instrument	2023065084
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	834 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 SUMMEE BAY DRIVE, SAINT AUGUSTINE, FL 32080-6118

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	834 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 SUMMER BAY DR, SAINT AUGUSTINE, FL 32080-6118

Mortgage

Document Number	0056291358
Date	Sep 7, 2022
Book Page	5629/1358
Instrument	2022085616

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,331 (+2.7%)	$551,451 (-1.31%) Land $185,000 Building $366,451
2025	$4,238.00 (+12.53%) Homeowner's exemption	$327,489 (+2.9%)	$558,756 (+0.8%) Land $185,000 Building $373,756
2024	$3,766.00 (+2%) Homeowner's exemption	$318,259 (+3%)	$554,309 (-0.75%) Land $215,000 Building $339,309
2023	$3,692.00 (+2.93%) Homeowner's exemption	$308,989 (+3%)	$558,498 (+6.04%) Land $215,000 Building $343,498
2022	$3,587.00 Homeowner's exemption	$299,989	$526,681 Land $212,800 Building $313,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	662 units insured incl. 328 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Summer Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures