Putnam County property record for 870 Sawmill Rd, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,053 sqft · built 2018 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $45,900 (Sep 2007) |
| Tax Bill | $2,872 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 071105 06700 |
| Primary APN | 071105 06700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,053 sqft Living Area |
| 1st Floor Area | 3,053 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 982 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 870 SAWMILL RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-7307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: M03 |
| Legal Subdivision | CUMBERLAND COVE |
| Legal Block | 68 |
| Legal Lot Number | 12 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 100 |
Source: Putnam County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 870 SAWMILL RD, MONTEREY, TN 38574-7307 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2007 · Amount on Record |
| Deed Sale | Sep 14, 2007 · Amount on Record |
| Prior Sale | Jun 16, 2006 · Amount on Record |
| Deed Book / Page | 420 / 492 |
| Last Transfer Date | Jun 8, 2023 |
| Transfer Doc | 0000148291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Jun 9, 2023 |
| Property Address | 870 SAW MILL RD, MONTEREY, TN 38574-7307 |
| Document Number | 0000148291 |
| Book / Page | 1482 / 91 |
| Map Reference | CAB A SL 163-169 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 287547 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 870 SAW MILL RD, MONTEREY, TN 38574-7307 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,872.00 (+7.61%) | $107,975 (-) Land $7,500 Building $100,475 | |
| 2023 | $107,975 Land $7,500 Building $100,475 | ||
| 2022 | $2,669.00 | ||
| 2021 | $431,900 Land $30,000 Building $401,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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