846 Sawmill Rd, Monterey, TN 38574 Property Records

Putnam County property record for 846 Sawmill Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 2019
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (Mar 2020)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Mar 2020 Sale Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`071104 48300`

Property Details

APN / Parcel Number

Primary APN	`071104 48300`
Alternative APN	`104 48300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,722 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Mixed
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	846 SAWMILL RD
City	MONTEREY
State	TN
Zip	38574-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	68
Legal Lot Number	6
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3021
Census Tract	100

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	846 SAWMILL RD, MONTEREY, TN 38574-7307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 22, 2019	Warranty Deed, Transfer INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Prior Sale	Dec 22, 2005 · Amount on Record
Deed Document Number	0RB1184418
Deed Book / Page	RB1184 / 418
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Mar 20, 2020
Property Address	846 SAW MILL RD, MONTEREY, TN 38574-7307
Document Number	RB1184418
Book / Page	001184 / 000418
Instrument Date	Mar 20, 2020
Instrument	237670
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	846 SAW MILL RD MONTEREY TN 385747307, MONTEREY, TN 38574-7307

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 22, 2019
Property Address	846 SAW MILL RD, MONTEREY, TN 38574-7307
Document Number	RB1116125
Book / Page	001116 / 000125
Instrument Date	Apr 11, 2019
Instrument	225303
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 74 LIVINGSTON TN 385700074, LIVINGSTON, TN 38570-0074

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,347.00 (+7.61%)	$88,225 (-) Land $7,500 Building $80,725
2023		$88,225 Land $7,500 Building $80,725
2022	$2,181.00
2021			$352,900 Land $30,000 Building $322,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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