833 Sawmill Rd, Monterey, TN 38574 Property Records

Putnam County property record for 833 Sawmill Rd, Monterey, TN 38574

Property Summary

Property Type	Residential Vacant Land
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,500 (Apr 2026)
Tax Bill	$200 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071104 42700`

Property Details

APN / Parcel Number

Primary APN	`071104 42700`
Alternative APN	`104 42700`

Exterior

Lot Area	174,240 sqft (4 acres)
Terrain	Rolling

Location & Zoning

Street Address	833 SAWMILL RD
City	MONTEREY
State	TN
Zip	38574-7303
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	66
Legal Lot Number	28
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3031
Census Tract	100

Owner

Source: Putnam County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	833 SAWMILL RD, MONTEREY, TN 38574-7303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 9, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
Dec 19, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Dec 19, 2024 · Amount on Record
Deed Document Number	2026323593
Deed Book / Page	1693 / 53
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 21, 2026
Property Address	833 SAWMILL RD, MONTEREY, TN 38574-7303
Document Number	0000323593
Book / Page	1693 / 53
Instrument Date	Apr 15, 2026
Instrument	2026.323593
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$196,005.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 SAWMILL RD, MONTEREY, TN 38574-7303

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	833 SAWMILL RD, MONTEREY, TN 38574-7303
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 74, LIVINGSTON, TN 38570-0074

Mortgage

Document Number	0001589763
Date	Jan 9, 2025
Book Page	1589/763
Instrument	306367

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Dec 19, 2024
Property Address	833 SAWMILL RD, MONTEREY, TN 38574-7303
Document Number	0001586574
Book / Page	1586 / 574
Map Reference	CAB A SL 163-169
Instrument Date	Dec 12, 2024
Instrument	305785
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$207.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 MAXWELL RD, LIVINGSTON, TN 38570-9801

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$200.00 (+8.11%)	$7,500 (-) Land $7,500
2023		$7,500 Land $7,500
2022	$185.00
2021			$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sawmill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures