834 Sawmill Rd, Monterey, TN 38574 Property Records

Putnam County property record for 834 Sawmill Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,654 sqft · built 2007
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (May 2006)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`071104 48000`

Property Details

APN / Parcel Number

Primary APN	`071104 48000`
Alternative APN	`104 48000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	140 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	834 SAWMILL RD
City	MONTEREY
State	TN
Zip	38574-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	68
Legal Lot Number	3
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3021
Census Tract	100

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	834 SAWMILL RD, MONTEREY, TN 38574-7307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2006 · Amount on Record
Deed Sale	May 27, 2006 · Amount on Record
Prior Sale	May 26, 2006
Deed Document Number	00RB314591
Deed Book / Page	314 / 591
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	834 SAW MILL RD, MONTEREY, TN 38574-7307
Document Number	RB1220124
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 SAW MILL RD MONTEREY TN 385747307, MONTEREY, TN 38574-7307

Mortgage

Document Number	RB1220124
Date	Jul 29, 2020
Book Page	001220/000124
Instrument	243419

Lender

Name	ONE BK/TENNESSEE
Address	CROSSVILLE, TN 38555

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,186.00 (+7.52%)	$44,600 (-) Land $7,500 Building $37,100
2023		$44,600 Land $7,500 Building $37,100
2022	$1,103.00
2021			$178,400 Land $30,000 Building $148,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Sawmill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures