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870 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 870 Orange St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,680 sqft · built 1965
Lot Size0.167 acres (7,260 sqft)
Owner2 Individual Names on Record
Last Sale$161,000 (Jun 2015)
Tax Bill$6,842 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-23-107-008

Property Details

APN / Parcel Number

Primary APN06-23-107-008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area1,680 sqft Living Area
Gross Area2,800 sqft
Basement Area1,120 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Construction TypeFrame
Lot Area7,260 sqft (0.167 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address870 ORANGE ST
CityELGIN
StateIL
Zip60123-7330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTER & GIVENS ADDN SOUTH 55 FT LOT 14 BLOCK 5
Legal SubdivisionHUNTER&GIVENS ADDN
Legal Block5
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5013
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address870 ORANGE ST, ELGIN, IL 60123-7330
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
MISSION LOANS LLC
Dec 3, 2021Intrafamily Transfer, Transfer
MORTGAGE CONNECT LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2015 · Amount on Record
Deed SaleJun 1, 2015 · Amount on Record
Prior SaleAug 14, 2013 · Amount on Record
Deed Document Number201527775
Last Transfer DateOct 21, 2021
Transfer Doc0000090369
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address870 ORANGE ST, ELGIN, IL 60123-7330
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000081994
DateOct 29, 2021
Instrument2021K081994
Lender
NameMISSION LOANS LLC
TypeMortgage Company
Address89176
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041
Interest
Rate TypeFixed Rate
Rate2.75%

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 3, 2021
Property Address870 ORANGE ST, ELGIN, IL 60123-7330
Document Number0000090369
Instrument DateOct 21, 2021
Instrument2021K090369
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address870 ORANGE ST, ELGIN, IL 60123-7330
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,842.00 (+15.85%) Homeowner's exemption$97,689 (+8.57%) Land $15,540 Building $82,149$293,184 (+8.57%) Land $46,639 Building $246,546
2024$89,978 (+21.39%) Land $14,313 Building $75,665$270,042 (+21.44%) Land $42,956 Building $227,086
2022$5,906.00 (+4.59%) Homeowner's exemption$74,122 (+6.96%) Land $11,791 Building $62,331$222,366 (+6.96%) Land $35,373 Building $186,993
2021$5,647.00 Homeowner's exemption$69,299 Land $11,024 Building $58,275$207,897 Land $33,072 Building $174,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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