Kane County property record for 821 Orange St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,015 sqft · built 1951 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Mar 2024) |
| Tax Bill | $4,951 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Oct 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-153-008 |
| Primary APN | 06-23-153-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,015 sqft Living Area |
| 1st Floor Area | 1,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 821 ORANGE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADDN LOT 4 BLOCK 10 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADDN |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 851600 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 287 PAINE ST, SOUTH ELGIN, IL 60177-3226 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 6, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 5, 2023 | Warranty Deed, Construction Loan · Construction Mortgage ROBERT KRAVETS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on Record |
| Deed Sale | Mar 6, 2024 · Amount on Record |
| Prior Sale | Oct 5, 2023 · Amount on Record |
| Deed Document Number | 20247291 |
| Prior Transfer Date | Sep 19, 2016 |
| Prior Transfer Doc | 0000057680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 6, 2024 |
| Property Address | 821 ORANGE ST, ELGIN, IL 60123-7315 |
| Document Number | 0000007291 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 2024K007291 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 821 ORANGE ST, ELGIN, IL 60123-7315 |
| Document Number | 0000007292 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 2024K007292 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate | 6.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 5, 2023 |
| Property Address | 821 ORANGE ST, ELGIN, IL 60123-7315 |
| Document Number | 0000034932 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023K034932 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 ORANGE ST, ELGIN, IL 60123-7315 |
| Document Number | 0000034933 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 2023K034933 |
| Name | ROBERT KRAVETS |
|---|---|
| Type | Private Party |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,951.00 (+162.79%) | ||
| 2024 | $67,149 (+21.39%) Land $17,499 Building $49,650 | $201,528 (+21.44%) Land $52,518 Building $149,010 | |
| 2022 | $1,884.00 (-48.13%) Homeowner's exemption | $55,315 (+6.96%) Land $14,415 Building $40,900 | $165,945 (+6.96%) Land $43,245 Building $122,700 |
| 2021 | $3,632.00 Homeowner's exemption | $51,716 Land $13,477 Building $38,239 | $155,148 Land $40,431 Building $114,717 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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