815 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 815 Orange St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,320 sqft · built 1955
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jun 2017)
Tax Bill$6,896 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-153-009

Property Details

APN / Parcel Number

Primary APN06-23-153-009

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Gross Area2,640 sqft
1st Floor Area1,320 sqft
Basement Area1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address815 ORANGE ST
CityELGIN
StateIL
Zip60123-7315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS 4TH ADDN LOT 3 BLOCK 10
Legal SubdivisionGROTE&WALDRONS 4TH ADDN
Legal Block10
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4005
Census Tract851600

Owner

Source: Kane County records · APN 06-23-153-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address815 ORANGE ST, ELGIN, IL 60123-7315
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Venture

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jun 29, 2017Warranty Deed, Transfer · FHA Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2017 · Amount on Record
Deed SaleJun 29, 2017 · Amount on Record
Deed Document Number201733673
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address815 ORANGE ST, ELGIN, IL 60123-7315
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 ORANGE ST, ELGIN, IL 60123-7315

Mortgage

Document Number0000060445
DateOct 13, 2020
Instrument2020K060445
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term321 Months
DueJul 01, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 29, 2017
Property Address815 ORANGE ST, ELGIN, IL 60123-7315
Document Number0000033673
Instrument DateJun 28, 2017
Instrument2017K033673
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address1983 STANDFORD CT, ELGIN, IL 60123-6947

Mortgage

Document Number0000033674
DateJun 29, 2017
Instrument2017K033674
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,896.00 (+15.84%) Homeowner's exemption
2024$90,630 (+21.39%) Land $17,499 Building $73,131$271,999 (+21.44%) Land $52,518 Building $219,481
2022$5,953.00 (+4.59%) Homeowner's exemption$74,658 (+6.96%) Land $14,415 Building $60,243$223,974 (+6.96%) Land $43,245 Building $180,729
2021$5,692.00 Homeowner's exemption$69,800 Land $13,477 Building $56,323$209,400 Land $40,431 Building $168,969

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 626 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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