840 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 840 Orange St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,275 sqft · built 1900
Lot Size0.106 acres (4,620 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Mar 2022)
Tax Bill$4,749 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Dec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-23-151-004

Property Details

APN / Parcel Number

Primary APN06-23-151-004

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,275 sqft Living Area
Gross Area2,258 sqft
1st Floor Area1,275 sqft
Basement Area983 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Construction TypeFrame
Lot Area4,620 sqft (0.106 acres)
Lot Dimensions70 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address840 ORANGE ST
CityELGIN
StateIL
Zip60123-7316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTER & GIVENS ADDN EAST 66 FT LOT 2 BLOCK 6
Legal SubdivisionHUNTER&GIVENS ADDN
Legal Block6
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5024
Census Tract851600

Owner

Source: Kane County records · APN 06-23-151-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address840 ORANGE ST, ELGIN, IL 60123-7316
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2022Warranty Deed, Transfer · Conventional Mortgage
KANE COUNTY TEACHERS CU
Dec 20, 2018Loan Modification, Mortgage · Conventional Mortgage
ST CHARLES BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2022 · Amount on Record
Deed SaleMar 08, 2022 · Amount on Record
Prior SaleJul 01, 2009 · Amount on Record
Deed Document Number202213044
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 08, 2022
Property Address840 ORANGE ST, ELGIN, IL 60123-7316
Document Number0000013044
Instrument DateMar 02, 2022
Instrument2022K013044
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36W710 FOOTHILL RD, 36W710, ELGIN, IL 60123-5867

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address840 ORANGE ST, ELGIN, IL 60123-7316

Mortgage

Document Number0000013045
DateMar 08, 2022
Instrument2022K013045
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address840 ORANGE ST, ELGIN, IL 60123-7316
Document Number0000001222
Instrument DateDec 20, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36W710 FOOTHILL RD ELGIN IL 601235867, ELGIN, IL 60123-5867

Mortgage

Document Number0000001222
DateJan 09, 2019
Instrument1222
Lender
NameST CHARLES BK&TR
TypeBank
AddressST CHARLES, IL 60174
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,749.00 (+15.94%)
2024$57,347 (+21.4%) Land $12,722 Building $44,625$172,110 (+21.44%) Land $38,181 Building $133,929
2022$4,096.00 (+3.96%)$47,240 (+6.96%) Land $10,480 Building $36,760$141,720 (+6.96%) Land $31,440 Building $110,280
2021$3,940.00$44,166 Land $9,798 Building $34,368$132,498 Land $29,394 Building $103,104

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898516005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 626 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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