870 Grace Dr, Los Banos, CA 93635 Property Records

Merced County property record for 870 Grace Dr, Los Banos, CA 93635

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,848 sqft · built 2019
Lot Size0.079 acres (3,442 sqft)
Owner2 Company Names on Record
Last Sale$395,000 (Apr 2022)
Tax Bill$5,161 (2025)
Deeds & MortgagesJun 2026 Sale
Apr 2026 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN027-290-038-000

Property Details

APN / Parcel Number

Primary APN027-290-038-000
Alternative APN
  • 027-290-038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Construction TypeWood
Lot Area3,442 sqft (0.079 acres)
Garage TypeAttached
Garage Area417 sqft
Parking Spaces2 Parking Spaces
Patio Area125 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number027-290-038
Street Address870 GRACE DR
CityLOS BANOS
StateCA
Zip93635-8587
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAGES AT LOS BANOS PH 2 LOT 24
Legal Subdivision2007-09 VLG/LOS BANOS
Legal Lot Number24
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group4
Census Block4011
Census Tract2201

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address870 GRACE DR, LOS BANOS, CA 93635-8587
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 14, 2026Grant Deed, Transfer · Conventional Mortgage
FEDERAL SAVINGS BANK
Apr 14, 2026Affidavit, Transfer
Apr 27, 2022Grant Deed, Transfer · Conventional Mortgage
PRIMELENDING
Oct 30, 2019Quit Claim Deed, Transfer
ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Oct 30, 2019Grant Deed, Subdivision Related Transfer
ORANGE COAST TITLE
Jun 18, 2019Loan Modification, Mortgage
WILMINGTON TR
Feb 21, 2019Grant Deed, Mortgage · Line of Credit
WILMINGTON TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Prior SaleOct 30, 2019 · Amount on Record
Deed Document Number202216830
Last Transfer DateApr 9, 2026
Transfer Doc0000009403
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMERCED CA
Recording DateJun 16, 2026
Property Address870 GRACE DR, LOS BANOS, CA 93635-8587
Document Number0000016300
Instrument DateJun 3, 2026
Instrument202616300
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address870 GRACE DR, LOS BANOS, CA 93635-8587

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 14, 2026
Property Address870 GRACE DR, LOS BANOS, CA 93635-8587
Document Number0000009403
Instrument DateApr 9, 2026
Instrument20269403
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 GRACE DR, LOS BANOS, CA 93635-8587

Mortgage

Document Number0000009404,
DateApr 14, 2026
Instrument20269404
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionMERCED CA
Recording DateApr 14, 2026
Property Address870 GRACE DR, LOS BANOS, CA 93635-8587
Document Number0000009402
Instrument DateApr 7, 2026
Instrument20269402
Transaction TypeTransfer
Record UpdatedAug 27, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 GRACE DR, LOS BANOS, CA 93635-8587

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 27, 2022
Property Address870 GRACE DR, LOS BANOS, CA 93635-8587
Document Number0000016830
Map ReferenceMB 79 PG 48-55
Instrument DateApr 22, 2022
Instrument2022016830
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address870 GRACE DR, LOS BANOS, CA 93635-8587

Mortgage

Document Number0000016831
DateApr 27, 2022
Instrument2022016831
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateOct 30, 2019
Property Address870 GRACE DR, LOS BANOS, CA 93635-8587
Document Number0000035258
Instrument DateOct 28, 2019
Instrument35258
Transaction TypeTransfer
Record UpdatedDec 4, 2019
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address870 GRACE DR LOS BANOS CA 936358587, LOS BANOS, CA 93635-8587

October 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateOct 30, 2019
Property Address870 GRACE DR, LOS BANOS, CA 93635-8587
Document Number0000035257
Map ReferenceVOL 79 PG 48-55
Instrument DateOct 28, 2019
Instrument2019035257
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2021
Title CompanyORANGE COAST TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 GRACE DR, LOS BANOS, CA 93635-8587

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMERCED CA
Recording DateJun 18, 2019
Property Address870 GRACE DR, LOS BANOS, CA 93635-8587
Instrument DateMay 28, 2019
Instrument17864
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number0000017864
DateJun 18, 2019
Instrument17864
Lender
NameWILMINGTON TR
Address1100 N MARKET ST, WILMINGTON, DE 19890-1100
Agreement
AmountAmount Recorded
Term60 Months
DueJun 17, 2024

February 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateFeb 21, 2019
Property Address870 GRACE DR, LOS BANOS, CA 93635-8587
Instrument DateFeb 19, 2019
Instrument5031
Transaction TypeMortgage
Record UpdatedMar 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number0000005031
DateFeb 21, 2019
Instrument5031
Lender
NameWILMINGTON TR
Address50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$369,500 (-11.85%) Land $70,000 Building $299,500
2025$5,161.00 (-0.77%)$419,176 (+4.04%) Land $53,060 Building $366,116
2024$5,201.00 (+5.8%)
2023$4,916.00 (+26.73%)$402,900 Land $51,000 Building $351,900
2022$3,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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