Merced County property record for 862 Grace Dr, Los Banos, CA 93635
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,492 sqft · built 2019 |
| Lot Size | 0.079 acres (3,442 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,500 (Jul 2019) |
| Tax Bill | $3,946 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-290-035-000 |
| Primary APN | 027-290-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 3,442 sqft (0.079 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 027-290-035 |
|---|---|
| Street Address | 862 GRACE DR |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-8587 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAGES AT LOS BANOS PH 2 LOT 25 |
| Legal Subdivision | 2007-09 VLG/LOS BANOS |
| Legal Lot Number | 25 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 2201 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 862 GRACE DR, LOS BANOS, CA 93635-8587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · VA Mortgage CATALYST MORTGAGE |
| Jan 22, 2021 | Deed of Trust, Mortgage · VA Mortgage CATALYST MORTGAGE |
| Jul 26, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage USAA |
| Jun 18, 2019 | Loan Modification, Mortgage WILMINGTON TR |
| Feb 21, 2019 | Grant Deed, Mortgage · Line of Credit WILMINGTON TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on File |
| Deed Sale | Jul 26, 2019 · Amount on File |
| Deed Document Number | 201922688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 862 GRACE DR, LOS BANOS, CA 93635-8587 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013174 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020013174 |
| Name | CATALYST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 862 GRACE DR, LOS BANOS, CA 93635-8587 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 862 GRACE DR, LOS BANOS, CA 93635-8587 |
| Document Number | 0000002871 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021002871 |
| Name | CATALYST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 26, 2019 |
| Property Address | 862 GRACE DR, LOS BANOS, CA 93635-8587 |
| Document Number | 0000022688 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 22688 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.25 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 862 GRACE DR LOS BANOS CA 936358587, LOS BANOS, CA 93635-8587 |
| Document Number | 22689 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 22689 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 18, 2019 |
| Property Address | 862 GRACE DR, LOS BANOS, CA 93635-8587 |
| Instrument Date | May 28, 2019 |
| Instrument | 17864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 0000017864 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 17864 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jun 17, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 21, 2019 |
| Property Address | 862 GRACE DR, LOS BANOS, CA 93635-8587 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 5031 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 0000005031 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 5031 |
| Name | WILMINGTON TR |
|---|---|
| Address | 50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $320,617 (+2%) Land $50,196 Building $270,421 | |
| 2025 | $3,946.00 (+5.2%) Homeowner's exemption | $314,331 (+4.04%) Land $49,212 Building $265,119 |
| 2023 | $3,751.00 (+2.07%) Homeowner's exemption | $302,127 Land $47,302 Building $254,825 |
| 2022 | $3,675.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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