87 Lighthouse Cliffs, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 87 Lighthouse Cliffs, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,839 sqft · built 2022
Lot Size	0.495 acres (21,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,026,000 (Mar 2024)
Tax Bill	$17,135 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2022 Sale
APN	`11232`

Property Details

APN / Parcel Number

Primary APN	`11232`
Alternative APN	`LACO M:130 B:481 L:5 U:110`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,839 sqft Living Area
Gross Area	6,723 sqft
Basement Area	1,880 sqft
Unfinished Basement	396 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,577 sqft (0.495 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11232
Street Address	87 LIGHTHOUSE CLFS
City	LACONIA
State	NH
Zip	03246-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Block	481
Legal Lot Number	5
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	1
Census Block	1013
Census Tract	966200

Owner

Source: Belknap County and Laconia City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK
Nov 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Document Number	20241825
Deed Book / Page	3613 / 365
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Mar 11, 2024
Property Address	87 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	003613-365
Book / Page	3613 / 365
Instrument Date	Mar 8, 2024
Instrument	2401825
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832

Mortgage

Document Number	0002401826
Date	Mar 11, 2024
Instrument	2401826

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Type Change Date	Apr 1, 2034
Max Rate At Change	3%
Index	Other
Margin	3

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Nov 28, 2022
Property Address	87 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	003543-617
Book / Page	3543 / 617
Instrument Date	Nov 21, 2022
Instrument	2213326
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	87 HUNDREDS RD, WELLESLEY, MA 02481-1421

Tax Assessment & Valuation

Source: Belknap County and Laconia City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,135.00 (+10.16%)	$1,320,100 (+18.06%) Land $508,600 Building $811,500
2023	$15,554.00 (+100.77%)	$1,118,200 (+114.34%) Land $413,900 Building $704,300
2022	$7,747.00	$521,700 Land $379,700 Building $142,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	44 units insured incl. 31 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Verizon.

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