77 Lighthouse Cliffs, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 77 Lighthouse Cliffs, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,952 sqft · built 2017
Lot Size	0.477 acres (20,783 sqft)
Owner	Company Name on Record
Last Sale	$1,692,800 (Jul 2017)
Tax Bill	$25,412 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 4 more
APN	`11288`

Property Details

APN / Parcel Number

Primary APN	`11288`
Alternative APN	`LACO M:130 B:481 L:5 U:115`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,952 sqft Living Area
Gross Area	8,225 sqft
Basement Area	2,189 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	20,783 sqft (0.477 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11288
Street Address	77 LIGHTHOUSE CLFS
City	LACONIA
State	NH
Zip	03246-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Block	481
Legal Lot Number	5
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	1
Census Block	1013
Census Tract	966200

Owner

Source: Belknap County and Laconia City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5309, LACONIA, NH 03247-5309
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · ARM VILLAGE SAVINGS BANK
Sep 10, 2025	Deed of Trust, Mortgage BUSEY BANK
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit MEREDITH VLG SVGS BK
May 29, 2020	Loan Modification, Mortgage NOT AVAILABLE
Sep 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 17, 2017	Warranty Deed, Transfer MEREDITH VLG SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	20177227
Deed Book / Page	3116 / 560
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Recording Date	Jul 27, 2026
Property Address	77 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0000007130
Book / Page	3763 / 58
Instrument Date	Jul 27, 2026
Instrument	20267130
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007130,
Date	Jul 27, 2026
Book Page	3763/58
Instrument	20267130

Lender

Name	VILLAGE SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2031
Index	1-Month LIBOR
Margin	3
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	77 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003702-445
Date	Sep 10, 2025
Book Page	3702/445
Instrument	2508379

Lender

Name	BUSEY BANK

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	77 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0033510284
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 LIGHTHOUSE CLFS LACONIA NH 032461832, LACONIA, NH 03246-1832

Mortgage

Document Number	0033510284
Date	Oct 1, 2020
Book Page	003351/000284
Instrument	2012143

Lender

Name	MEREDITH VLG SVGS BK
Type	Federal Savings Bank
Address	MEREDITH, NH 03253

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2035

Interest

Rate Type	Adjustable Rate

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LACONIA CITY NH
Property Address	77 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0033470954
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 LIGHTHOUSE CLFS LACONIA NH 032461832, LACONIA, NH 03246-1832

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Sep 22, 2020
Property Address	77 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0033470944
Book / Page	003347 / 000944
Instrument Date	Dec 11, 2019
Instrument	2011524
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Jul 17, 2017
Property Address	77 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0031160560
Book / Page	003116 / 000560
Instrument Date	Jul 17, 2017
Instrument	1707227
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$381.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 868 SMITHTOWN NY 117870868, SMITHTOWN, NY 11787-0868

Mortgage

Document Number	31160563
Date	Jul 17, 2017
Book Page	003116/000563
Instrument	1707228

Lender

Name	MEREDITH VLG SVGS BK
Type	Federal Savings Bank
Address	MEREDITH, NH 03253

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Belknap County and Laconia City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$25,412.00 (+1.85%)	$1,957,800 (+6.95%) Land $628,000 Building $1,329,800
2024	$24,950.00 (+7.01%)	$1,830,500 (+9.21%) Land $582,200 Building $1,248,300
2023	$23,316.00 (-6.11%)	$1,676,200 (+0.23%) Land $638,300 Building $1,037,900
2022	$24,834.00	$1,672,300 Land $766,000 Building $906,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	44 units insured incl. 31 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Verizon.

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