85 Lighthouse Cliffs, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 85 Lighthouse Cliffs, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,350 sqft · built 2006
Lot Size	0.441 acres (19,214 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Feb 2006)
Tax Bill	$21,381 (2025)
Deeds & Mortgages	Jan 2023 Sale Apr 2021 Line of Credit + 2 more
APN	`11282`

Property Details

APN / Parcel Number

Primary APN	`11282`
Alternative APN	`LACO M:130 B:481 L:5 U:160`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,350 sqft Living Area
Gross Area	8,288 sqft
1st Floor Area	1,860 sqft
Attic	Attic
Attic Area	744 sqft
Basement Area	1,820 sqft
Unfinished Basement	196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,214 sqft (0.441 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11282
Street Address	85 LIGHTHOUSE CLFS
City	LACONIA
State	NH
Zip	03246-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Block	481
Legal Lot Number	5
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	1
Census Block	1013
Census Tract	966200

Owner

85 Lighthouse Cliffs is owned by an individual who bought it in February 2006.

Source: Belknap County and Laconia City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	856 MAIN ST, 2, READING, MA 01867-1754
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Warranty Deed, Transfer
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit NORTHERN BANK & TRUST CO
Apr 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Feb 2, 2017	Deed of Trust, Mortgage NORTHERN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2006 · Amount on File
Deed Sale	Feb 8, 2006 · Amount on File
Deed Book / Page	2269 / 307
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Jan 6, 2023
Property Address	85 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	003549-493
Book / Page	3549 / 493
Instrument Date	Nov 18, 2022
Instrument	2300123
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	85 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3406-989
Date	Apr 19, 2021
Book Page	3406/989
Instrument	2105563

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	85 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3406-971
Date	Apr 19, 2021
Book Page	3406/971
Instrument	2105562

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	85 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0030880491
Book / Page	003088 / 000491
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 LIGHTHOUSE CLFS LACONIA NH 032461832, LACONIA, NH 03246-1832

Mortgage

Document Number	0030880491
Date	Feb 6, 2017
Book Page	003088/000491
Instrument	1701316

Lender

Name	NORTHERN BK
Type	Bank
Address	WOBURN, MA 01801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 85 Lighthouse Cliffs was $21,381.

Source: Belknap County and Laconia City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,381.00	$1,647,200 Land $612,900 Building $1,034,300
2023	$19,302.00 (-4.69%)	$1,387,600 (+1.75%) Land $499,100 Building $888,500
2022	$20,251.00	$1,363,700 Land $592,900 Building $770,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 85 Lighthouse Cliffs; 44 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	44 units insured incl. 31 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Lighthouse Cliffs is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Verizon.

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