81 Lighthouse Cliffs, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 81 Lighthouse Cliffs, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,133 sqft · built 2016
Lot Size	0.4 acres (17,419 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,310,000 (Mar 2020)
Tax Bill	$26,697 (2025)
Deeds & Mortgages	May 2021 Refinance Mar 2020 Sale & Mortgage
APN	`11284`

Property Details

APN / Parcel Number

Primary APN	`11284`
Alternative APN	`LACO M:130 B:481 L:5 U:162`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,133 sqft Living Area
Gross Area	8,999 sqft
Basement Area	1,962 sqft
Finished Basement	1,962 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,419 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11284
Street Address	81 LIGHTHOUSE CLFS
City	LACONIA
State	NH
Zip	03246-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Block	481
Legal Lot Number	5
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	1
Census Block	1013
Census Tract	966200

Owner

Source: Belknap County and Laconia City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GOLD COAST BANK
Mar 30, 2020	Warranty Deed, Transfer JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Prior Sale	Jul 17, 2006 · Amount on Record
Deed Document Number	20203390
Deed Book / Page	3305 / 49
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	81 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3412-307
Date	May 5, 2021
Book Page	3412/307
Instrument	2106515

Lender

Name	GOLD COAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Mar 30, 2020
Property Address	81 LIGHTHOUSE CLFS, LACONIA, NH 03246-1832
Document Number	0033050049
Book / Page	003305 / 000049
Instrument Date	Mar 26, 2020
Instrument	3390
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 BAKER AVEBUE LEXINGTON MA 02421, LEXINGTON, MA 02421

Mortgage

Document Number	33050053
Date	Mar 30, 2020
Book Page	003305/000053
Instrument	3391

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Tax Assessment & Valuation

Source: Belknap County and Laconia City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$26,697.00 (+10.05%)	$2,056,800 (+17.93%) Land $707,800 Building $1,349,000
2023	$24,260.00 (-4.47%)	$1,744,100 (+1.98%) Land $575,300 Building $1,168,800
2022	$25,396.00	$1,710,200 Land $690,300 Building $1,019,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	44 units insured incl. 31 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Verizon.

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