87 Howard Cir, Winder, GA 30680 Property Records

Barrow County property record for 87 Howard Cir, Winder, GA 30680

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,131 sqft · built 1995
Lot Size	0.719 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (May 2018)
Tax Bill	$53 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WN19 018`

Property Details

APN / Parcel Number

Primary APN	`WN19 018`
Alternative APN	`15709`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,131 sqft Heated Area
Attic Area	250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2012
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Construction Type	Light Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.719 acres)
Garage Area	484 sqft
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15709
Street Address	87 HOWARD CIR
City	WINDER
State	GA
Zip	30680-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACTS A&B PART OF LOTS 13&14 BLK A RIDGECRES
Legal Subdivision	RIDGECREST
Legal Tract	A,B
Legal Block	A
Legal Lot Number	13,14 14
Jurisdiction	BARROW GA
Township / Civil Division	WINDER
Census Block Group	1
Census Block	1012
Census Tract	180206

Owner

87 Howard Cir is owned and occupied by two individuals who acquired it in June 2018.

Source: Barrow County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	87 HOWARD CIR, WINDER, GA 30680-1643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 1, 2018	Grant Deed, Transfer · VA Mortgage MOVEMENT MTG
Sep 18, 2017	Grant Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Sep 13, 2017 · Amount on File
Deed Document Number	0000213663
Deed Book / Page	2136 / 63
Last Transfer Date	Jun 1, 2018
Transfer Doc	0021360063
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	87 HOWARD CIR, WINDER, GA 30680-1643
Document Number	0024310115
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 HOWARD CIR WINDER GA 306801643, WINDER, GA 30680-1643

Mortgage

Document Number	0024310115
Date	Dec 28, 2020
Book Page	002431/000115

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	87 HOWARD CIR, WINDER, GA 30680-1643
Document Number	0023200658
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 HOWARD CIR WINDER GA 306801643, WINDER, GA 30680-1643

Mortgage

Document Number	0023200658
Date	Mar 26, 2020
Book Page	002320/000658

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Jun 1, 2018
Property Address	87 HOWARD CIR, WINDER, GA 30680-1643
Document Number	0021360063
Book / Page	002136 / 000063
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 HOWARD CIR WINDER GA 306801643, WINDER, GA 30680-1643

Mortgage

Document Number	21360064
Date	Jun 1, 2018
Book Page	002136/000064

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Sep 18, 2017
Property Address	87 HOWARD CIR, WINDER, GA 30680-1643
Document Number	0020690124
Book / Page	002069 / 000124
Instrument Date	Sep 13, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 HOWARD CIR WINDER GA 306801643, WINDER, GA 30680-1643

Mortgage

Document Number	20690125
Date	Sep 18, 2017
Book Page	002069/000125

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 87 Howard Cir was $53 with exemptions applied.

Source: Barrow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Municipality	Winder City
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$53.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$117,983 Land $24,000 Building $93,983	$294,958 Land $60,000 Building $234,958
2023	$229.00 (-90.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$115,399 (+41.24%) Land $24,000 Building $91,399	$288,497 (+41.24%) Land $60,000 Building $228,497
2022	$2,528.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$81,703 Land $14,800 Building $66,903	$204,258 Land $37,000 Building $167,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 Howard Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Howard Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDER serves 51,540 people · EPA ID GA0130002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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