85 Howard Cir, Winder, GA 30680 Property Records

Barrow County property record for 85 Howard Cir, Winder, GA 30680

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,833 sqft · built 1990
Lot Size	0.889 acres (38,768 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,137 (2025)
Deeds & Mortgages	May 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WN19 017`

Property Details

APN / Parcel Number

Primary APN	`WN19 017`
Alternative APNs	`0012641` `11887`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,833 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Siding
Construction Type	Light Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.889 acres)
Terrain	Rolling
Garage Area	462 sqft
Porch	Open Porch
Porch Area	222 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11887
Old Parcel Number	0012641
Street Address	85 HOWARD CIR
City	WINDER
State	GA
Zip	30680-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13 & 14 RIDGECREST ESTATES
Legal Subdivision	RIDGECREST
Legal Block	A
Legal Lot Number	13,14 14
Jurisdiction	BARROW GA
Township / Civil Division	WINDER
Census Block Group	1
Census Block	1012
Census Tract	180206

Owner

85 Howard Cir is owned and occupied by two individuals who acquired it in May 2018.

Source: Barrow County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	85 HOWARD CIR, WINDER, GA 30680-1643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL
Jun 5, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018
Deed Sale	May 15, 2018
Deed Document Number	0002135389
Prior Transfer Date	Apr 19, 2018
Prior Transfer Doc	2018-001187
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	85 HOWARD CIR, WINDER, GA 30680-1643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021350392
Date	May 30, 2018
Book Page	2135/392

Lender

Name	DITECH FINANCIAL
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	85 HOWARD CIR, WINDER, GA 30680-1643
Document Number	0023520278
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 HOWARD CIR WINDER GA 306801643, WINDER, GA 30680-1643

Mortgage

Document Number	0023520278
Date	Jun 18, 2020
Book Page	002352/000278

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 85 Howard Cir was $2,137 with a homeowner's exemption.

Source: Barrow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Municipality	Winder City
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,137.00 Homeowner's exemption	$88,211 Land $24,000 Building $64,211	$220,527 Land $60,000 Building $160,527
2023	$2,538.00 (+29.82%) Homeowner's exemption	$88,211 (+39.59%) Land $24,000 Building $64,211	$220,527 (+39.59%) Land $60,000 Building $160,527
2022	$1,955.00 Homeowner's exemption	$63,194 Land $14,800 Building $48,394	$157,984 Land $37,000 Building $120,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Howard Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Howard Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDER serves 51,540 people · EPA ID GA0130002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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