Middlesex County and Edison Township property record for 87 Harding Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 2,190 sqft · built 1979 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $622,500 (May 2019) |
| Tax Bill | $13,503 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 00556-A-00028-A |
| Primary APN | 05 00556-A-00028-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,190 sqft Living Area |
| 1st Floor Area | 2,190 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 200 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 87 HARDING AVE |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08820-2527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBB |
| Legal Description | 70X200 |
| Legal Subdivision | OAK TREE TERRACE |
| Legal Block | 556.1 |
| Legal Lot Number | 28.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 HARDING AVE, EDISON, NJ 08820-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 17, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on Record |
| Deed Sale | May 17, 2019 · Amount on Record |
| Deed Document Number | 201937545 |
| Deed Book / Page | 17500 / 1856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 87 HARDING AVE, EDISON, NJ 08820-2527 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011712 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 17035/0244 |
| Instrument | 201700011712 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 87 HARDING AVE, EDISON, NJ 08820-2527 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0000107056 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 18102/899 |
| Instrument | 2020107056 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 17, 2019 |
| Property Address | 87 HARDING AVE, EDISON, NJ 08820-2527 |
| Document Number | 0000037545 |
| Book / Page | 017500 / 001856 |
| Instrument Date | May 14, 2019 |
| Instrument | 37545 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $622.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 87 HARDING AVE EDISON NJ 088202527, EDISON, NJ 08820-2527 |
| Document Number | 37546 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 017500/001863 |
| Instrument | 37546 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,900 (-) Land $85,000 Building $141,900 | $226,900 (-) Land $85,000 Building $141,900 | |
| 2025 | $13,503.00 (-0.03%) | $226,900 (-) Land $85,000 Building $141,900 | $226,900 (-) Land $85,000 Building $141,900 |
| 2024 | $13,507.00 (+0.51%) | ||
| 2023 | $226,900 Land $85,000 Building $141,900 | $226,900 Land $85,000 Building $141,900 | |
| 2022 | $13,439.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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