91 Harding Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 91 Harding Ave, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details1,812 sqft · built 1961
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Last Sale$438,000 (Oct 2017)
Tax Bill$10,146 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05 00556-A-00026-A

Property Details

APN / Parcel Number

Primary APN05 00556-A-00026-A
Alternative APNs
  • 05-00556-01-00026-01
  • 0500556000A00026000A
  • 00016133

Interior

Stories1 Story
Building Area1,812 sqft Living Area
1st Floor Area1,812 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeFrame
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions200 ft deep x 70 ft wide

Location & Zoning

Street Address91 HARDING AVE
CityEDISON
StateNJ
Zip08820-2527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRBB
Legal Description70X200
Legal Block556.1
Legal Lot Number26.1
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group1
Census Block1001
Census Tract1415

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address91 HARDING AVE, EDISON, NJ 08820-2527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 18, 2017Grant Deed, Transfer · Conventional Mortgage
AMERICAN FED'L MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2017 · Amount on Record
Deed SaleOct 18, 2017 · Amount on Record
Prior SaleJan 16, 2002 · Amount on Record
Deed Document Number2017484
Deed Book / Page7058 / 579
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address91 HARDING AVE, EDISON, NJ 08820-2527
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanySTATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102962
DateAug 12, 2021
Book Page18577/461
Instrument2021102962
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateOct 18, 2017
Property Address91 HARDING AVE, EDISON, NJ 08820-2527
Document Number0000017627
Book / Page007058 / 000579
Instrument DateSep 28, 2017
Instrument17627
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyGOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$438.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address91 HARDING AVE EDISON NJ 088202527, EDISON, NJ 08820-2527

Mortgage

Document Number21702
DateOct 18, 2017
Book Page016929/000062
Instrument21702
Lender
NameAMERICAN FED'L MTG
TypeMortgage Company
AddressCHESTER, NJ 07930
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2047

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,500 (-) Land $85,000 Building $85,500$170,500 (-) Land $85,000 Building $85,500
2025$10,146.00 (-0.03%)$170,500 (-) Land $85,000 Building $85,500$170,500 (-) Land $85,000 Building $85,500
2024$10,149.00 (+0.51%)
2023$170,500 Land $85,000 Building $85,500$170,500 Land $85,000 Building $85,500
2022$10,098.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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