79 Harding Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 79 Harding Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,308 sqft · built 1975
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2002)
Tax Bill	$10,926 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00556-A-00031`

Property Details

APN / Parcel Number

Primary APN	`05 00556-A-00031`
Alternative APNs	`05-00556-01-00031-01` `0500556000A00031` `00016136`

Interior

Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	79 HARDING AVE
City	EDISON
State	NJ
Zip	08820-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	80X200
Legal Subdivision	OAK-TREE TERRACE
Legal Block	556.1
Legal Lot Number	31.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1001
Census Tract	1415

Owner

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 HARDING AVE, EDISON, NJ 08820-2527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2002 · Amount on Record
Deed Sale	Jan 11, 2002 · Amount on Record
Deed Book / Page	5003 / 184
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	79 HARDING AVE, EDISON, NJ 08820-2527
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134179
Date	Oct 26, 2021
Book Page	18687/652
Instrument	2021134179

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,600 (-) Land $90,000 Building $93,600	$183,600 (-) Land $90,000 Building $93,600
2025	$10,926.00 (-0.03%)	$183,600 (-) Land $90,000 Building $93,600	$183,600 (-) Land $90,000 Building $93,600
2024	$10,929.00 (+0.51%)
2023		$183,600 Land $90,000 Building $93,600	$183,600 Land $90,000 Building $93,600
2022	$10,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20