Middlesex County and Edison Township property record for 94 Harding Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 3,723 sqft · built 1937 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $15,681 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 00556-B-00009 |
| Primary APN | 05 00556-B-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,723 sqft Living Area |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Construction Type | Frame |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 94 HARDING AVE |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08820-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBB |
| Legal Description | 80X200 |
| Legal Subdivision | OAK TREE TERRACE |
| Legal Block | 556.2 |
| Legal Lot Number | 9.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 94 HARDING AVE, EDISON, NJ 08820-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 94 HARDING AVE, EDISON, NJ 08820-2524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | BETTERS TITLE AND SETMNT ORT |
| Name | Verified Name |
|---|
| Document Number | 0000005598 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 18229/1918 |
| Instrument | 2021005598 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 94 HARDING AVE, EDISON, NJ 08820-2524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 94 HARDING AVE, EDISON, NJ 08820-2524 |
| Document Number | 0000053160 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 18947/903 |
| Instrument | 2022053160 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,500 (-) Land $90,000 Building $173,500 | $263,500 (-) Land $90,000 Building $173,500 | |
| 2025 | $15,681.00 (-0.03%) | $263,500 (-) Land $90,000 Building $173,500 | $263,500 (-) Land $90,000 Building $173,500 |
| 2024 | $15,686.00 (+0.51%) | ||
| 2023 | $263,500 Land $90,000 Building $173,500 | $263,500 Land $90,000 Building $173,500 | |
| 2022 | $15,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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