87 Cuthbert St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 87 Cuthbert St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 756 sqft · built 1925
Lot Size0.099 acres (4,320 sqft)
Owner2 Individual Names on Record
Tax Bill$4,394 (2025)
Deeds & MortgagesMar 2020 Sale
Flood ZoneZone AE (high risk)
APN422201 30.69-2-6

Property Details

APN / Parcel Number

Primary APN422201 30.69-2-6
Alternative APNs
  • 220103006900020060000000
  • A02219

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area756 sqft Living Area
1st Floor Area756 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area4,320 sqft (0.099 acres)
Lot Dimensions120 ft deep x 36 ft wide
Garage TypeDetached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA02219
Street Address87 CUTHBERT ST
CitySCOTIA
StateNY
Zip12302-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCHDY OPERATING CO. HL
Legal Block2
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2013
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address87 CUTHBERT ST, SCHENECTADY, NY 12302-2930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 25, 2002
Transfer Doc1621000081
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 16, 2020
Property Address87 CUTHBERT ST, SCHENECTADY, NY 12302-2930
Document Number0000010536
Book / Page002032 / 000605
Instrument DateJan 21, 2020
Instrument10536
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 VLEY RD SCOTIA NY 123022000, SCOTIA, NY 12302-2000

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,394.00$86,200 (-) Land $15,900 Building $70,300$156,727 (+23.64%) Land $28,909 Building $127,818
2023$86,200 Land $15,900 Building $70,300$126,765 Land $23,382 Building $103,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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