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81 Cuthbert St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 81 Cuthbert St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 743 sqft · built 1930
Lot Size0.257 acres (11,221 sqft)
OwnerIndividual Name on Record
Last Sale$169,000 (Jun 2024)
Tax Bill$4,209 (2026)
Deeds & MortgagesOct 2018 Transfer
Flood ZoneZone AE (high risk)
APN422201 30.69-2-3

Property Details

APN / Parcel Number

Primary APN422201 30.69-2-3
Alternative APNs
  • 220103006900020030000000
  • A02216

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area743 sqft Living Area
1st Floor Area743 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area11,221 sqft (0.257 acres)
Lot Dimensions311 ft deep x 36 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area54 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA02216
Street Address81 CUTHBERT ST
CitySCHENECTADY
StateNY
Zip12302-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCHDY OPERATING CO L PTS1 HLG
Legal SubdivisionMAP OF LANDS IN SCOTIA
Legal Block2
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2013
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address81 CUTHBERT ST, SCHENECTADY, NY 12302-2930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2024 · Amount on Record
Deed SaleJun 12, 2024 · Amount on Record
Prior SaleJun 17, 1997 · Amount on Record
Deed Document Number202435650
Deed Book / Page2132 / 618
Prior Transfer DateJun 14, 2018
Prior Transfer Doc0000047098
Record UpdatedOct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 24, 2018
Property Address81 CUTHBERT ST, SCHENECTADY, NY 12302-2930
Document Number0000047098
Book / Page001998 / 000453
Instrument DateJun 14, 2018
Instrument47098
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyTITLEWORKS ABSTRACT INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address81 CUTHBERT ST SCOTIA NY 123022930, SCOTIA, NY 12302-2930

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,209.00 (+2.56%)
2025$4,104.00$80,500 (-) Land $16,600 Building $63,900$146,364 (+23.64%) Land $30,182 Building $116,182
2023$80,500 Land $16,600 Building $63,900$118,382 Land $24,412 Building $93,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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