Schenectady County and Glenville Town property record for 77 Cuthbert St, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 540 sqft · built 1930 |
| Lot Size | 0.307 acres (13,414 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Dec 2018) |
| Tax Bill | $3,660 (2026) |
| Deeds & Mortgages | Dec 2018 Sale Dec 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 422201 30.69-2-1 |
| Primary APN | 422201 30.69-2-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 540 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,414 sqft (0.307 acres) |
| Lot Dimensions | 353 ft deep x 38 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A02214 |
|---|---|
| Street Address | 77 CUTHBERT ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SCHDY OPERATING CO LPT116 HLG |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 77 CUTHBERT ST, SCHENECTADY, NY 12302-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2018 | Warranty Deed, Transfer BENNETT ABSTRACT, BENNETT ABS |
| Dec 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on Record |
| Deed Sale | Dec 28, 2018 · Amount on Record |
| Prior Sale | Dec 13, 2010 · Amount on Record |
| Deed Document Number | 201856546 |
| Deed Book / Page | 2002 / 745 |
| Prior Transfer Date | Jan 14, 2010 |
| Prior Transfer Doc | 0000003833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 28, 2018 |
| Property Address | 77 CUTHBERT ST, SCHENECTADY, NY 12302-2930 |
| Document Number | 0000056546 |
| Book / Page | 002002 / 000745 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 56546 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | BENNETT ABSTRACT, BENNETT ABS |
| Amount | Amount Recorded |
|---|---|
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 TERRACE AVE ALBANY NY 122031916, ALBANY, NY 12203-1916 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 77 CUTHBERT ST, SCHENECTADY, NY 12302-2930 |
| Document Number | 0000056548 |
| Instrument Date | Dec 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 29 TERRACE AVE ALBANY NY 122031916, ALBANY, NY 12203-1916 |
| Document Number | 0000056548 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 004886/000663 |
| Instrument | 56548 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2048 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,660.00 (+2.55%) | ||
| 2025 | $3,569.00 | $70,000 (-) Land $16,700 Building $53,300 | $127,273 (+23.64%) Land $30,364 Building $96,909 |
| 2023 | $70,000 Land $16,700 Building $53,300 | $102,941 Land $24,559 Building $78,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (2005–2014) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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