Schenectady County and Glenville Town property record for 85 Cuthbert St, Scotia, NY 12302 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 504 sqft · built 1925 |
| Lot Size | 0.099 acres (4,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,000 (Apr 2017) |
| Tax Bill | $3,645 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Apr 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 422201 30.69-2-5 |
| Primary APN | 422201 30.69-2-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 504 sqft Living Area |
| 1st Floor Area | 504 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,320 sqft (0.099 acres) |
| Lot Dimensions | 120 ft deep x 36 ft wide |
| Porch | Slab |
| Porch Area | 30 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A02217 |
|---|---|
| Street Address | 85 CUTHBERT ST |
| City | SCOTIA |
| State | NY |
| Zip | 12302-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHDY OPERATING CO. L PT HLG |
| Legal Subdivision | LANDS IN SCOTIA |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records · APN 422201 30.69-2-5
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 CUTHBERT ST, SCHENECTADY, NY 12302-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Apr 24, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Prior Sale | Feb 19, 2016 · Amount on Record |
| Deed Document Number | 201717985 |
| Deed Book / Page | 1961 / 271 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 85 CUTHBERT ST, SCHENECTADY, NY 12302-2930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022045 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 4912/500 |
| Instrument | 201922045 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 24, 2017 |
| Property Address | 85 CUTHBERT ST, SCHENECTADY, NY 12302-2930 |
| Document Number | 0000017985 |
| Book / Page | 001961 / 000271 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 17985 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $252.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 ALFLO CIR SCOTIA NY 123027504, SCOTIA, NY 12302-7504 |
Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,645.00 | $71,500 (-) Land $15,900 Building $55,600 | $130,000 (+23.64%) Land $28,909 Building $101,091 |
| 2023 | $71,500 Land $15,900 Building $55,600 | $105,147 Land $23,382 Building $81,765 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 4% of the US · above 5% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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