87 Cliff St, Norwich, CT 06360 Property Records

Norwich City property record for 87 Cliff St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,398 sqft · built 1880
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Jan 2025)
Tax Bill	$7,195 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:102 B:5 L:62`

Property Details

APN / Parcel Number

Primary APN	`NORW M:102 B:5 L:62`
Alternative APNs	`NWCH M:102 B:5 L:62` `0027970001` `27970001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,398 sqft Living Area
Gross Area	4,574 sqft
1st Floor Area	1,090 sqft
Attic	Attic
Attic Area	1,090 sqft
Basement Area	1,090 sqft
Unfinished Basement	1,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	27970001
Street Address	87 CLIFF ST
City	NORWICH
State	CT
Zip	06360-5955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	5
Legal Lot Number	62
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	3
Census Block	3006
Census Tract	696800

Owner

87 Cliff St is owned by an individual who bought it in January 2025.

Source: Norwich City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	146 INDIANA AVE, PROVIDENCE, RI 02905-4402
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · FHA Mortgage
Jan 9, 2025	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Feb 29, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage DOMINION FINANICAL SERVICES
Sep 27, 2023	Commissioner's Deed, Foreclosure
Mar 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Feb 29, 2024 · Amount on File
Deed Document Number	20252025000089
Deed Book / Page	3564 / 270
Transfer Doc	00003007-6
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Recording Date	Apr 7, 2026
Property Address	87 CLIFF ST, NORWICH, CT 06360-5955
Document Number	0003593-30
Book / Page	3593 / 30
Instrument Date	Mar 20, 2026
Instrument	20261322
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 CLIFF ST, NORWICH, CT 06360-5955

Mortgage

Document Number	0000001322,
Date	Apr 7, 2026
Book Page	3593/30
Instrument	20261322

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jan 9, 2025
Property Address	87 CLIFF ST, NORWICH, CT 06360-5955
Document Number	003564-270
Book / Page	3564 / 270
Instrument Date	Jan 7, 2025
Instrument	2025000089
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 INDIANA AVE, PROVIDENCE, RI 02905-4402

Mortgage

Document Number	2025000090
Date	Jan 9, 2025
Instrument	2025000090

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Feb 29, 2024
Property Address	87 CLIFF ST, NORWICH, CT 06360-5955
Document Number	003486-200
Book / Page	3486 / 200
Instrument Date	Feb 16, 2024
Instrument	2024000805
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RELLA BLVD # STE20, STE20, MONTEBELLO, NY 10901-4241

Mortgage

Document Number	2024000806
Date	Feb 29, 2024
Instrument	2024000806

Lender

Name	DOMINION FINANICAL SERVICES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	NORWICH CT
Recording Date	Sep 27, 2023
Property Address	87 CLIFF ST, NORWICH, CT 06360-5955
Document Number	003455-276
Book / Page	3455 / 276
Instrument Date	Jul 10, 2023
Instrument	2023003863
Transaction Type	Foreclosure
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566
Investor	Possibly a Property Investor

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Mar 27, 2017
Property Address	87 CLIFF ST, NORWICH, CT 06360-5955
Document Number	3007-6
Book / Page	003007 / 000006
Instrument Date	Mar 20, 2017
Instrument	1188
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 87 Cliff St was $7,195, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,195.00 (-15.62%)	$210,700 (-) Land $27,100 Building $183,600	$312,744 (+112.04%)
2025	$8,527.00	$210,700 Land $27,100 Building $183,600	$147,490 Land $18,970 Building $128,520
2024	$8,527.00 (+38.16%)
2023	$6,172.00 (+0.33%)	$126,900 (-) Land $19,200 Building $107,700
2022	$6,152.00	$126,900 Land $19,200 Building $107,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 87 Cliff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Cliff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Cliff St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures