74 Cliff St, Norwich, CT 06360 Property Records

Norwich City property record for 74 Cliff St, Norwich, CT 06360

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,221 sqft · built 1850
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$153,900 (Sep 2018)
Tax Bill	$7,236 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:102 B:4 L:39`

Property Details

APN / Parcel Number

Primary APN	`NORW M:102 B:4 L:39`
Alternative APNs	`NWCH M:102 B:4 L:39` `0003920001` `3920001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,221 sqft Living Area
Gross Area	4,901 sqft
1st Floor Area	1,352 sqft
Basement Area	1,143 sqft
Unfinished Basement	1,143 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3920001
Street Address	74 CLIFF ST
City	NORWICH
State	CT
Zip	06360-5818
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Block	4
Legal Lot Number	39
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4000
Census Tract	696800

Owner

74 Cliff St, a duplex, is owned by an individual who bought it in September 2018.

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	235 BROAD ST, NORWICH, CT 06360-4542
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage NORWICH COM'L
Sep 14, 2018	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 25, 2017	Quit Claim Deed, Foreclosure
Sep 1, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Prior Sale	Sep 1, 2017
Deed Document Number	20182018003789
Deed Book / Page	3088 / 11
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	74 CLIFF ST, NORWICH, CT 06360-5818
Document Number	3145-314
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CLIFF ST NORWICH CT 063605818, NORWICH, CT 06360-5818

Mortgage

Document Number	3145-314
Date	Oct 16, 2019
Book Page	003145/000314
Instrument	3900

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Sep 14, 2018
Property Address	74 CLIFF ST, NORWICH, CT 06360-5818
Document Number	0003088-11
Book / Page	3088 / 11
Instrument	2018003789
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0030880014
Date	Sep 14, 2018
Instrument	03088/0014

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2048

September 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Sep 25, 2017
Property Address	74 CLIFF ST, NORWICH, CT 06360-5818
Document Number	3036-114
Book / Page	003036 / 000114
Transaction Type	Foreclosure
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	74 CLIFF ST NORWICH CT 063605818, NORWICH, CT 06360-5818
Investor	Possibly a Property Investor

September 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	NORWICH CT
Recording Date	Sep 1, 2017
Property Address	74 CLIFF ST, NORWICH, CT 06360-5818
Document Number	3032-278
Book / Page	003032 / 000278
Instrument Date	Aug 24, 2017
Instrument	3761
Transaction Type	Foreclosure
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	74 CLIFF ST NORWICH CT 063605818, NORWICH, CT 06360-5818
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 74 Cliff St was $7,236, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,236.00 (-15.63%)	$211,900 (-) Land $30,000 Building $181,900	$335,318 (+126.06%)
2025	$8,576.00	$211,900 Land $30,000 Building $181,900	$148,330 Land $21,000 Building $127,330
2024	$8,576.00 (+33.98%)
2023	$6,401.00 (+0.33%)	$131,600 (-) Land $21,200 Building $110,400
2022	$6,380.00	$131,600 Land $21,200 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Cliff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Cliff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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