95 Cliff St, Norwich, CT 06360 Property Records

Norwich City property record for 95 Cliff St, Norwich, CT 06360

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,003 sqft · built 1880
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Apr 1992)
Tax Bill	$7,329 (2024)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NORW M:102 B:5 L:68`

Property Details

APN / Parcel Number

Primary APN	`NORW M:102 B:5 L:68`
Alternative APNs	`NWCH M:102 B:5 L:68` `0007270001` `7270001`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,003 sqft Living Area
Gross Area	5,684 sqft
1st Floor Area	1,365 sqft
Attic	Attic
Attic Area	1,365 sqft
Basement Area	1,365 sqft
Unfinished Basement	1,365 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	7270001
Street Address	95 CLIFF ST
City	NORWICH
State	CT
Zip	06360-5154
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MF
Legal Block	5
Legal Lot Number	68
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	3
Census Block	3006
Census Tract	696800

Owner

95 Cliff St, a triplex, is owned and occupied by an individual who bought it in April 1992.

Source: Norwich City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	95 CLIFF ST, NORWICH, CT 06360-5154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Deed of Trust, Mortgage NORWICH, CITY OF
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITY OF MISCEL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 1992 · Amount on File
Deed Sale	Apr 27, 1992 · Amount on File
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	95 CLIFF ST, NORWICH, CT 06360-5154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3091-122
Date	Oct 4, 2018
Book Page	3091/122
Instrument	2018004113

Lender

Name	NORWICH, CITY OF

Agreement

Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	95 CLIFF ST, NORWICH, CT 06360-5154
Document Number	3097-95
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CLIFF ST NORWICH CT 063605137, NORWICH, CT 06360-5137

Mortgage

Document Number	3097-95
Date	Nov 14, 2018
Book Page	003097/000095
Instrument	4703

Lender

Name	CITY OF MISCEL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,100 Land $26,300 Building $154,800	$126,770 Land $18,410 Building $108,360
2024	$7,329.00 (+55.18%)
2023	$4,723.00 (+0.34%)	$97,100 (-) Land $18,600 Building $78,500
2022	$4,707.00	$97,100 Land $18,600 Building $78,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Cliff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Cliff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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