81 Cliff St, Norwich, CT 06360 Property Records

Norwich City property record for 81 Cliff St, Norwich, CT 06360

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 2,120 sqft · built 1860
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Feb 2021)
Tax Bill	$5,017 (2026)
Deeds & Mortgages	Feb 2023 Refinance Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`NORW M:102 B:5 L:60`

Property Details

APN / Parcel Number

Primary APN	`NORW M:102 B:5 L:60`
Alternative APNs	`NWCH M:102 B:5 L:60` `0047060001` `47060001`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Finished Basement	1,060 sqft
Unfinished Basement	1,060 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	47060001
Street Address	81 CLIFF ST
City	NORWICH
State	CT
Zip	06360-8904
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Block	5
Legal Lot Number	60
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	3
Census Block	3006
Census Tract	696800

Owner

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 CLIFF ST, NORWICH, CT 06360-8904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Feb 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Prior Sale	Feb 2, 2007 · Amount on Record
Deed Document Number	20212021000528
Deed Book / Page	3229 / 150
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Feb 27, 2023
Property Address	81 CLIFF ST, NORWICH, CT 06360-8904
Document Number	003408-137
Book / Page	3408 / 137
Instrument Date	Jan 27, 2023
Instrument	2023000831
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CLIFF ST, NORWICH, CT 06360-8904

Mortgage

Document Number	2023000832
Date	Feb 27, 2023
Instrument	2023000832

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Feb 2, 2021
Property Address	81 CLIFF ST, NORWICH, CT 06360-8904
Document Number	003229-150
Book / Page	3229 / 150
Instrument Date	Jan 18, 2021
Instrument	2021000528
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	387 ASH ST, WILLIMANTIC, CT 06226-1626

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,017.00 (-15.61%)	$146,900 (-) Land $23,900 Building $123,000	$282,114 (+174.35%)
2025	$5,945.00	$146,900 (+57.45%) Land $23,900 Building $123,000	$102,830 Land $16,730 Building $86,100
2024	$5,945.00 (+31%)
2023	$4,538.00 (+0.33%)	$93,300 (-) Land $16,900 Building $76,400
2022	$4,523.00	$93,300 Land $16,900 Building $76,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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