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86890 Cardinal Rd, Yulee, FL 32097 Property Records

Nassau County property record for 86890 Cardinal Rd, Yulee, FL 32097 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1978
Lot Size0.491 acres (21,400 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Oct 2016)
Tax Bill$3,543 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-2N-27-4300-0022-0020

Property Details

APN / Parcel Number

Primary APN04-2N-27-4300-0022-0020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area672 sqft Heated Area
1st Floor Area1,504 sqft
Upper Floors Area510 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1983
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,400 sqft (0.491 acres)
Lot Dimensions214 ft deep x 100 ft wide
Garage Area276 sqft

Exterior Amenities

PorchPorch
Porch Area70 sqft
Deck Area224 sqft
Patio Area376 sqft
Shed1 Shed
Shed Area160 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address86890 CARDINAL RD
CityYULEE
StateFL
Zip32097-5538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK 22 LOTS 2 3 & 6 IN OR 2078/1184 TOWN OF YULEE-SNOWBALL ADDITION PB 1/15
Legal Range27E
Legal Township02N
Legal Section04
Legal SubdivisionSNOWBALL ADDITION
Legal Block22
Legal Lot Number2 3
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group4
Census Block4023
Census Tract50304

Owner

Source: Nassau County records · APN 04-2N-27-4300-0022-0020

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address86890 CARDINAL RD, YULEE, FL 32097-5538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jun 05, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2016 · Amount on Record
Deed SaleOct 20, 2016 · Amount on Record
Deed Document Number201629685
Deed Book / Page2078 / 1184
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address86890 CARDINAL RD, YULEE, FL 32097-5538
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address86890 CARDINAL RD, YULEE, FL 32097-5538

Mortgage

Document Number0025280607
DateJan 12, 2022
Book Page2528/607
Instrument202245001130
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address86890 CARDINAL RD, YULEE, FL 32097-5538
Document Number0021260589
Book / Page002126 / 000589
Instrument DateJun 05, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address86890 CARDINAL RD YULEE FL 320975538, YULEE, FL 32097-5538
InvestorPossibly a Property Investor

Mortgage

Document Number0021260589
DateJun 14, 2017
Book Page002126/000589
Instrument17526
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2047
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,543.00 (+5.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$277,238 (+6.58%)$385,967 (+10.24%) Land $156,000 Building $229,967
2024$3,363.00 (-1.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$260,122 (+2.77%)$350,102 (+2.77%) Land $130,000 Building $220,102
2023$3,403.00 (+86.06%) Homeowner's exemption$253,100 (+55.81%)$340,674 (+38.77%) Land $130,000 Building $210,674
2022$1,829.00 Homeowner's exemption$162,439$245,490 Land $96,000 Building $149,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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