Nassau County property record for 86820 Cardinal Rd, Yulee, FL 32097 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,158 sqft · built 1953 |
| Lot Size | 0.491 acres (21,401 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2N-27-4300-0020-0010 |
| Primary APN | 04-2N-27-4300-0020-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,158 sqft Living Area |
| Gross Area | 2,170 sqft |
| 1st Floor Area | 2,158 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,401 sqft (0.491 acres) |
| Lot Dimensions | 20 ft deep x 21.4 ft wide |
| Garage Type | Carport |
| Garage Area | 684 sqft |
| Carport | Carport |
| Carport Area | 684 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 566 sqft |
| Deck Area | 48 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 390 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86820 CARDINAL RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-5585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 20 LOTS 1 4 & 5 IN OR 1746/535-540 TOWN OF YULEE-SNOWBALL ADDITION PB 1/15 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | C A SNOWBALLS |
| Legal Block | 20 |
| Legal Lot Number | 1 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 50304 |
Source: Nassau County records · APN 04-2N-27-4300-0020-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 27, YULEE, FL 32041-0027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2011 |
| Deed Sale | Jul 08, 2011 |
| Prior Sale | Jul 08, 2011 |
| Deed Document Number | 201116478 |
| Deed Book / Page | 1746 / 539 |
| Prior Transfer Date | Jun 24, 2011 |
| Prior Transfer Doc | 0017460535 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86820 CARDINAL RD, YULEE, FL 32097-5585 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ENTITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0021161411 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 2116/1411 |
| Instrument | 201712713 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,937.00 (+3.14%) Homeowner's exemption Disabled Person's exemption | $171,733 (+3.27%) | $300,940 (+11.21%) Land $144,000 Building $156,940 |
| 2024 | $1,878.00 (-11.5%) Homeowner's exemption Disabled Person's exemption | $166,300 (-2.94%) | $270,594 (+2.3%) Land $120,000 Building $150,594 |
| 2023 | $2,122.00 (+16.85%) Homeowner's exemption Disabled Person's exemption | $171,334 (+15.71%) | $264,500 (+23.81%) Land $120,000 Building $144,500 |
| 2022 | $1,816.00 Homeowner's exemption Disabled Person's exemption | $148,076 | $213,639 Land $96,000 Building $117,639 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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