Nassau County property record for 86714 Cardinal Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,224 sqft · built 1990 |
| Lot Size | 2.98 acres (129,809 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2019) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2N-27-0000-0001-0000 |
| Primary APN | 04-2N-27-0000-0001-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Heated Area |
| Gross Area | 4,236 sqft |
| 1st Floor Area | 1,524 sqft |
| Upper Floors Area | 700 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 129,809 sqft (2.98 acres) |
| Garage Type | Mixed |
| Garage Area | 1,040 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,512 sqft |
| Shed | 1 Shed |
| Shed Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 86714 CARDINAL RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-5563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | E'LY 10 FT OF BLK 17 & ABDN R/W BETWEEN BLK 17 & 18 & W1/2 OF BLK 18 & PT GOV'T LOT 2 IN OR 2263/393 (EX OR 641/1214) C A SNO |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | C A SNOWBALLS SUB |
| Legal Block | 17,18 |
| Legal Lot Number | 2 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 50304 |
Source: Nassau County records · APN 04-2N-27-0000-0001-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86714 CARDINAL RD, YULEE, FL 32097-5563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 22, 2019 | Warranty Deed, Transfer · Conventional with PMI GABRIEL J & JULIE G VANZAAT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on Record |
| Deed Sale | Mar 22, 2019 · Amount on Record |
| Deed Document Number | 0002263393 |
| Deed Book / Page | 2263 / 393 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86714 CARDINAL RD, YULEE, FL 32097-5563 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0024631121 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 2463/1121 |
| Instrument | 202145018997 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 22, 2019 |
| Property Address | 86714 CARDINAL RD, YULEE, FL 32097-5563 |
| Document Number | 0022630393 |
| Book / Page | 002263 / 000393 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 45008998 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | AMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86714 CARDINAL RD YULEE FL 320975563, YULEE, FL 32097-5563 |
| Document Number | 22630396 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 002263/000396 |
| Instrument | 45008999 |
| Name | GABRIEL J & JULIE G VANZAAT |
|---|---|
| Address | 86310 EVERGREEN PL, YULEE, FL 32097-7221 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 21, 2039 |
| Rate | 5% |
|---|
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,961.00 (+1.36%) Homeowner's exemption | $298,404 (+2.9%) | $518,248 (+5.38%) Land $253,300 Building $264,948 |
| 2024 | $3,908.00 (+1.32%) Homeowner's exemption | $289,994 (+3%) | $491,809 (+2.29%) Land $238,400 Building $253,409 |
| 2023 | $3,857.00 (+10.29%) Homeowner's exemption | $281,548 (+3%) | $480,777 (+33.3%) Land $238,400 Building $242,377 |
| 2022 | $3,497.00 Homeowner's exemption | $273,348 | $360,680 Land $163,900 Building $196,780 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 185 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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