86723 Cardinal Rd, Yulee, FL 32097 Property Records

Nassau County property record for 86723 Cardinal Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,536 sqft · built 1987
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Dec 2025)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-2N-27-4300-0014-0000`

Property Details

APN / Parcel Number

Primary APN	`04-2N-27-4300-0014-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	71,874 sqft (1.65 acres)

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	312 sqft
Deck Area	132 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86723 CARDINAL RD
City	YULEE
State	FL
Zip	32097-5564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	BLOCK 14 IN OR 1504/1875 TOWN OF YULEE-SNOWBALL ADDITION PB 1/15
Legal Range	27E
Legal Township	02N
Legal Section	04
Legal Subdivision	C A SNOWBALLS
Legal Block	14
Legal Lot Number	14
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1001
Census Tract	50306

Owner

Source: Nassau County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85052 CALUMET DR, FERNANDINA BEACH, FL 32034-6032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Jun 11, 2007 · Amount on Record
Deed Document Number	202536250
Deed Book / Page	2832 / 1312
Prior Transfer Date	Nov 25, 2025
Prior Transfer Doc	0028321312
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 2, 2025
Property Address	86723 CARDINAL RD, YULEE, FL 32097-5564
Document Number	0028321312
Book / Page	2832 / 1312
Map Reference	MB 1 PG 15
Instrument Date	Nov 25, 2025
Instrument	202545036250
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	ESTATE TITLE, ESTATE TITLE AND TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86046 ROBIN RD, YULEE, FL 32097-5579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85052 CALUMET DR, FERNANDINA BEACH, FL 32034-6032

Mortgage

Document Number	0028321314
Date	Dec 2, 2025
Instrument	2832/1314

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00 (+1.82%) Homeowner's exemption	$131,395 (+2.9%)	$288,841 (+5.42%) Land $140,250 Building $148,591
2024	$1,372.00 (+2.24%) Homeowner's exemption	$127,692 (+3%)	$273,986 (+2.35%) Land $132,000 Building $141,986
2023	$1,342.00 (+12.21%) Homeowner's exemption	$123,973 (+3%)	$267,700 (+31.76%) Land $132,000 Building $135,700
2022	$1,196.00 Homeowner's exemption	$120,362	$203,174 Land $90,750 Building $112,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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