San Joaquin County property record for 8689 Velma Ln, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,216 sqft · built 1960 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Jul 2021) |
| Tax Bill | $9,867 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-140-120-000 |
| Primary APN | 248-140-120-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 2,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-140-12 |
|---|---|
| Street Address | 8689 VELMA LN |
| City | TRACY |
| State | CA |
| Zip | 95304-9144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | REDRAW 881026 FR ORIG APN 237220124 |
| Legal Subdivision | MAURLAND MANOR |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5215 |
8689 Velma Ln is owned and occupied by two individuals who bought it in July 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8689 VELMA LN, TRACY, CA 95304-9144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Oct 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Oct 21, 2020 | Quit Claim Deed, Transfer UNISOURCE TITLE INS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on File |
| Deed Sale | Jul 9, 2021 · Amount on File |
| Prior Sale | May 30, 1997 · Amount on File |
| Deed Document Number | 2021115757 |
| Prior Transfer Date | Oct 1, 2020 |
| Prior Transfer Doc | 0000140901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 9, 2021 |
| Property Address | 8689 VELMA LN, TRACY, CA 95304-9144 |
| Document Number | 0000115757 |
| Map Reference | VOL 14 PG 100 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021-115757 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8689 VELMA LN, TRACY, CA 95304-9144 |
| Document Number | 0000115758 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021-115758 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 8689 VELMA LN, TRACY, CA 95304-9144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TTL CO OF NORTH |
| Name | Verified Name |
|---|
| Document Number | 0000122144 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 2019-122144 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 21, 2020 |
| Property Address | 8689 VELMA LN, TRACY, CA 95304-9144 |
| Document Number | 0000140901 |
| Map Reference | VOL 14 PG 100 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 2020-140901 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8689 VELMA LN, TRACY, CA 95304-9144 |
| Document Number | 0000140902 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-140902 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 21, 2020 |
| Property Address | 8689 VELMA LN, TRACY, CA 95304-9144 |
| Document Number | 0000140903 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 140903 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | UNISOURCE TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 8689 VELMA LN TRACY CA 953049144, TRACY, CA 95304-9144 |
The 2026 property tax bill for 8689 Velma Ln was $9,867, down 3.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,867.00 (-3.37%) | ||
| 2025 | $10,211.00 | $848,965 Land $127,344 Building $721,621 | |
| 2023 | $9,727.00 (+2.12%) | $816,000 Land $122,400 Building $693,600 | $912,780 |
| 2022 | $9,525.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8689 Velma Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8689 Velma Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAURLAND MANOR WATER SYSTEM serves 92 people · EPA ID CA3900543 |
|---|---|
| Water Source | Purchased groundwater from FAIROAKS PWS #44 |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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