866 Herbert Kessler Rd, Guyton, GA 31312 Property Records

Effingham County property record for 866 Herbert Kessler Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,562 sqft · built 2017
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03950-004-B01`

Property Details

APN / Parcel Number

Primary APN	`03950-004-B01`
Alternative APNs	`00790052000` `28855`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,562 sqft Heated Area
Attic Area	2,562 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	54,450 sqft (1.25 acres)
Garage Area	600 sqft

Exterior Amenities

Pool Area	434 sqft
Porch	Open Porch
Porch Area	572 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28855
Street Address	866 HERBERT KESSLER RD
City	GUYTON
State	GA
Zip	31312-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	1.25 AC TRCT 2A ( OUT TRCT 2) D186/B2
Legal Tract	2A
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2006
Census Tract	30301

Owner

Source: Effingham County records · APN 03950-004-B01

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	866 HERBERT KESSLER RD, GUYTON, GA 31312-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · VA Mortgage OGLETHORPE MORTGAGE
Mar 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage CRESCENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2016
Deed Sale	Dec 16, 2016
Deed Document Number	0002383604
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	866 HERBERT KESSLER RD, GUYTON, GA 31312-5807
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002430/212
Date	Sep 28, 2017
Book Page	2430/212
Instrument	008788

Lender

Name	OGLETHORPE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	866 HERBERT KESSLER RD, GUYTON, GA 31312-5807
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002395/716
Date	Mar 21, 2017
Book Page	2395/716

Lender

Name	BANK OF NEWINGTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 01, 2018

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	866 HERBERT KESSLER RD, GUYTON, GA 31312-5807
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 HERBERT KESSLER RD, GUYTON, GA 31312-5807

Mortgage

Document Number	0000002651/0000000181
Date	Dec 31, 2020
Book Page	0000002651/0000000181
Instrument	013875

Lender

Name	CRESCENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,811.00 (+4.07%) Homeowner's exemption	$163,389 (+8.51%) Land $32,793 Building $130,596	$408,472 (+8.51%) Land $81,982 Building $326,490
2024	$3,662.00 (+5.69%) Homeowner's exemption	$150,571 (+16.45%) Land $24,354 Building $126,217	$376,428 (+16.45%) Land $60,886 Building $315,542
2022	$3,465.00 Homeowner's exemption	$129,297 Land $13,629 Building $115,668	$323,241 Land $34,072 Building $289,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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