860 Herbert Kessler Rd, Guyton, GA 31312 Property Records

Effingham County property record for 860 Herbert Kessler Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,590 sqft · built 2020
Lot Size	18.7 acres (816,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Mar 2012)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`03950-004-000`

Property Details

APN / Parcel Number

Primary APN	`03950-004-000`
Alternative APNs	`03950004TPO` `03950004` `11929`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,590 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	816,750 sqft (18.7 acres)
Garage Type	Carport
Garage Area	792 sqft
Carport	Carport
Carport Area	792 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11929
Street Address	860 HERBERT KESSLER RD
City	GUYTON
State	GA
Zip	31312-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	18.75 AC TPO COMB 2025 CUVA
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2006
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 HERBERT KESSLER RD, GUYTON, GA 31312-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage AGSOUTH FARM CREDIT
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2012 · Amount on Record
Deed Sale	Mar 23, 2012 · Amount on Record
Prior Sale	Apr 15, 2008 · Amount on Record
Deed Document Number	2012671
Deed Book / Page	2085 / 142
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	860 HERBERT KESSLER RD, GUYTON, GA 31312-5807
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 HERBERT KESSLER RD, GUYTON, GA 31312-5807

Mortgage

Document Number	0000002569/0000000266
Date	Jan 21, 2020
Book Page	0000002569/0000000266
Instrument	000597

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	860 HERBERT KESSLER RD, GUYTON, GA 31312-5807
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 HERBERT KESSLER RD, GUYTON, GA 31312-5807

Mortgage

Document Number	0000002683/0000000238
Date	Apr 23, 2021
Book Page	0000002683/0000000238
Instrument	004900

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,895 (-3.94%) Land $109,214 Building $132,681	$604,737 (-3.94%) Land $273,035 Building $331,702
2025	$4,272.00 (+4.17%) Homeowner's exemption Senior Citizen's exemption	$251,813 (+48.64%) Land $119,132 Building $132,681	$629,532 (+48.64%) Land $297,830 Building $331,702
2023	$4,101.00 (+2.47%) Homeowner's exemption	$169,406 (+24.54%) Land $54,957 Building $114,449	$423,514 (+24.54%) Land $137,392 Building $286,122
2022	$4,002.00 Homeowner's exemption	$136,025 Land $28,456 Building $107,569	$340,064 Land $71,141 Building $268,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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