Effingham County property record for 863 Herbert Kessler Rd, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,746 sqft · built 2016 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,000 (Mar 2022) |
| Tax Bill | $3,075 (2025) |
| Deeds & Mortgages | Aug 2016 Mortgage Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0395C-004-000 |
| Primary APN | 0395C-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,746 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12119 |
|---|---|
| Old Parcel Number | 0395C004 |
| Street Address | 863 HERBERT KESSLER RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-5810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .511 AC LOT 4 (OUT 395-4A) PLT D174-E1 |
| Legal Subdivision | BROOKFIELD |
| Legal Phase | 1 |
| Legal Block | I |
| Legal Lot Number | 4 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0395C-004-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 863 HERBERT KESSLER RD, GUYTON, GA 31312-5810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2016 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS |
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE |
| Dec 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS |
| Oct 08, 2015 | Warranty Deed, Construction Loan · Conventional Mortgage GLENNVILLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | Dec 18, 2019 · Amount on Record |
| Deed Document Number | 0000277117 |
| Deed Book / Page | 2771 / 17 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 863 HERBERT KESSLER RD, GUYTON, GA 31312-5810 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002360/272 |
|---|---|
| Date | Aug 05, 2016 |
| Book Page | 2360/272 |
| Instrument | 006666 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 863 HERBERT KESSLER RD, GUYTON, GA 31312-5810 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 863 HERBERT KESSLER RD, GUYTON, GA 31312-5810 |
| Document Number | 0000002563/0000000114 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 0000002563/0000000114 |
| Instrument | 010702 |
| Name | CERTAINTY HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 18, 2022 |
| Property Address | 863 HERBERT KESSLER RD, GUYTON, GA 31312-5810 |
| Document Number | 0002771/17 |
| Book / Page | 2771 / 17 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022-000724 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 863 HERBERT KESSLER RD, GUYTON, GA 31312-5810 |
| Document Number | 0000002848 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 002848 |
| Name | GUILD MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 18, 2019 |
| Property Address | 863 HERBERT KESSLER RD, GUYTON, GA 31312-5810 |
| Document Number | 002563/112 |
| Book / Page | 2563 / 112 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 2019-003424 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 863 HERBERT KESSLER RD, GUYTON, GA 31312-5810 |
| Document Number | 0000002563/0000000114 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 0000002563/0000000114 |
| Instrument | 010702 |
| Name | CERTAINTY HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 08, 2015 |
| Property Address | 863 HERBERT KESSLER RD, GUYTON, GA 31312-5810 |
| Document Number | 0002315/36 |
| Book / Page | 2315 / 36 |
| Instrument Date | Oct 08, 2015 |
| Instrument | 2015-002563 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2368 MARCUS NOBLES RD NE, GLENNVILLE, GA 30427-8806 |
| Investor | Possibly a Property Investor |
| Document Number | 0002315/39 |
|---|---|
| Date | Oct 13, 2015 |
| Book Page | 2315/39 |
| Instrument | 008429 |
| Name | GLENNVILLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 01, 2016 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,075.00 (+10.77%) Homeowner's exemption | $128,048 (+2.61%) Land $28,000 Building $100,048 | $320,119 (+2.61%) Land $70,000 Building $250,119 |
| 2024 | $2,776.00 (+32.13%) Homeowner's exemption | $124,794 (+19.95%) Land $28,000 Building $96,794 | $311,986 (+19.95%) Land $70,000 Building $241,986 |
| 2023 | $2,101.00 (-21.58%) Homeowner's exemption | $104,042 (+16.66%) Land $18,800 Building $85,242 | $260,105 (+16.66%) Land $47,000 Building $213,105 |
| 2022 | $2,679.00 Homeowner's exemption | $89,182 Land $16,000 Building $73,182 | $222,954 Land $40,000 Building $182,954 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009, rainfall accumulation |
| Wildfire Risk | Moderate above 50% of the US · above 64% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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