865 Herbert Kessler Rd, Guyton, GA 31312 Property Records

Effingham County property record for 865 Herbert Kessler Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,703 sqft · built 2016
Lot Size	0.525 acres (22,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Oct 2022)
Tax Bill	$4,183 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0395C-005-000`

Property Details

APN / Parcel Number

Primary APN	`0395C-005-000`
Alternative APNs	`0395C005` `12120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,703 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	22,899 sqft (0.525 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12120
Street Address	865 HERBERT KESSLER RD
City	GUYTON
State	GA
Zip	31312-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5 (OUT 395-4A)
Legal Subdivision	BROOKFIELD
Legal Phase	1
Legal Block	I
Legal Lot Number	5
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2002
Census Tract	30301

Owner

Source: Effingham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 15, 2022	Warranty Deed, Transfer
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jun 24, 2022	Warranty Deed, Transfer
Jun 6, 2022	Warranty Deed, Transfer
May 3, 2021	Warranty Deed, Transfer
Jun 10, 2016	Warranty Deed, Subdivision Related Transfer · FHA Mortgage STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	20222802
Deed Book / Page	2812 / 586
Prior Transfer Date	Jun 6, 2022
Prior Transfer Doc	002788/477
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002842/0000000118
Date	Apr 12, 2023
Book Page	0000002842/0000000118
Instrument	002848

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810

Mortgage

Document Number	0000002812/0000000588
Date	Oct 11, 2022
Book Page	0000002812/0000000588
Instrument	010083

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 15, 2022
Property Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Document Number	002812/586
Book / Page	2812 / 586
Instrument Date	Sep 15, 2022
Instrument	2022-002802
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Investor	Possibly a Property Investor

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 15, 2022
Property Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Document Number	002812/586
Book / Page	2812 / 586
Instrument Date	Sep 15, 2022
Instrument	2022-002802
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010083
Date	Sep 15, 2022
Instrument	010083

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 24, 2022
Property Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Document Number	002797/406
Book / Page	2797 / 406
Instrument Date	Jun 24, 2022
Instrument	2022-002026
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CROSSING CIR, RINCON, GA 31326-6123

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 6, 2022
Property Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Document Number	002788/477
Book / Page	2788 / 477
Instrument Date	Jun 6, 2022
Instrument	2022-001639
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 3, 2021
Property Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Document Number	002685/399
Book / Page	2685 / 399
Instrument Date	May 3, 2021
Instrument	2021-001385
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 421, EDEN, GA 31307-0421

June 2016: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 10, 2016
Property Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810
Document Number	002353/635
Book / Page	2353 / 635
Instrument Date	Jun 10, 2016
Instrument	2016-001510
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 HERBERT KESSLER RD, GUYTON, GA 31312-5810

Mortgage

Document Number	002353/638
Date	Jun 23, 2016
Book Page	2353/638
Instrument	005411

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,183.00 (+10.52%)	$124,085 (+3.01%) Land $28,000 Building $96,085	$310,213 (+3.01%) Land $70,000 Building $240,213
2024	$3,785.00 (+25.79%)	$120,458 (+21.63%) Land $28,000 Building $92,458	$301,145 (+21.63%) Land $70,000 Building $231,145
2023	$3,009.00 (+8.04%)	$99,038 (+16.63%) Land $18,800 Building $80,238	$247,596 (+16.63%) Land $47,000 Building $200,596
2022	$2,785.00	$84,919 Land $16,000 Building $68,919	$212,297 Land $40,000 Building $172,297

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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