Harford County property record for 866 Forgans Dr, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,532 sqft · built 2025 |
| Lot Size | 0.173 acres (7,515 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $563,660 (Oct 2025) |
| Tax Bill | $5,374 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-402755 |
| Primary APN | 02-402755 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Total Area |
| Basement Area | 755 sqft |
| Finished Basement | 755 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,515 sqft (0.173 acres) |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 402755 |
|---|---|
| Street Address | 866 FORGANS DR |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IBD |
| Legal Description | LOT 7 7515 SQ FT 866 FORGANS DR ABERDEEN OVERLOOK 218/23 |
| Legal Subdivision | PHASE FIVE ABERDEEN OVERLOOK |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 302200 |
Source: Harford County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 866 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2025 · Amount on Record |
| Deed Book / Page | 16853 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 20, 2025 |
| Property Address | 866 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0168530142 |
| Book / Page | 16853 / 142 |
| Map Reference | MB MLK 218 FO 3 |
| Instrument Date | Oct 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,409.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 866 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0016853148 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 16853/148 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.2% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,374.00 (+1,779.02%) | $563,800 Land $150,700 Building $413,100 | $563,800 Land $150,700 Building $413,100 |
| 2025 | $286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures