Harford County property record for 870 Forgans Dr, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,918 sqft · built 2025 |
| Lot Size | 0.163 acres (7,109 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,265 (Jul 2025) |
| Tax Bill | $4,887 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-402753 |
| Primary APN | 02-402753 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Total Area |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,109 sqft (0.163 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 402753 |
|---|---|
| Street Address | 870 FORGANS DR |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IBD |
| Legal Description | LOT 5 7109 SQ FT 870 FORGANS DR ABERDEEN OVERLOOK 218/23 |
| Legal Subdivision | ABERDEEN OVERLOOK |
| Legal Lot Number | 5 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 302200 |
870 Forgans Dr is owned and occupied by two individuals who bought it in July 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 870 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC |
| Jul 29, 2025 | Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on File |
| Deed Sale | Jul 29, 2025 · Amount on File |
| Prior Sale | Apr 8, 2025 · Amount on File |
| Deed Book / Page | 16747 / 272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 1, 2026 |
| Property Address | 870 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0171090029 |
| Book / Page | 17109 / 29 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 870 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 1710000029, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 17109/29 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 29, 2025 |
| Property Address | 870 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0167470272 |
| Book / Page | 16747 / 272 |
| Map Reference | MB MLK LB 218 FO 23 |
| Instrument Date | Jul 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,551.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 870 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0016747277 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | 16747/277 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2026 property tax bill for 870 Forgans Dr was $4,887 with a homeowner's exemption, up 1,608.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,887.00 (+1,608.74%) Homeowner's exemption | $512,700 (+1,603.32%) Land $150,500 Building $362,200 | $512,700 (+1,603.32%) Land $150,500 Building $362,200 |
| 2025 | $286.00 | $30,100 Land $30,100 | $30,100 Land $30,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 870 Forgans Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 870 Forgans Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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